
Insurance Broker vs Insurance Agent vs Direct Insurer: What’s the Difference?
Insurance Broker vs Insurance Agent vs Direct Insurer: What’s the Difference?* When you arrange your business insurance, you have a choice of insurance brokers, insurance
For urgent claims assistance, please see our emergency claims hotline link: https://smartbusinessinsurance.com.au/smart-claims-service/
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Since 2013 Smart Business Insurance brokers have helped thousands of business owners clients from a diverse range of industries find suitable cover.
We provide specialist insurance advice on a comprehensive range of business insurance products including commercial insurance & professional risks.
From retail, trades, hospitality, commercial property owners, professional services , manufacturing, ecommerce, medical, industrial and farm our combined expertise may be able to assist you.
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^
^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
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Insurance Broker vs Insurance Agent vs Direct Insurer: What’s the Difference?* When you arrange your business insurance, you have a choice of insurance brokers, insurance
How Insurance Brokers Save Melbourne Businesses Time and Money* Running a business in Melbourne is rewarding, but it’s rarely simple…especially in 2025. You’ve got customers
· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!