For many small business owners all business insurance quotes look pretty similar…
"Local handyman industry set to grow to close to $1 billion in five years "
This headline appeared in www.smartcompany.com.au way back in 2014.
So that means by now; if you are a handyman In Australia ; you are part of an industry worth almost $1 billion.
If you work as a handyman the nature of your everyday work presents a number of risks.
Whether you are a handyman working as a sole trader or contractor, its important you get suitable and affordable handyman insurance to protect yourself and your business from potential claims that may arise from your work activities.
The various risks a handyman is exposed to from their handyman business include:
Trying to work out what insurance your handyman business needs?
We may be able to assist.
Wherever you are in Australia when you contact SMART business insurance , your friendly business insurance broker may be able to help answer your questions and find you suitable and affordable insurance for your handyman business.
Disclose ALL of your handyman business activities to your insurance broker no matter how infrequently you perform that type of work. Some types of work undertaken by a " handyman " are a lot risker than others, and insurance policies are priced according to risk. Failure to disclose any type of work you perform means you will not be covered if an incident occurs whilel undertaking any undisclosed type of work activity.
So, how much will handyman insurance cost you?
The core insurance for handymen in Australia is public liability insurance.
Please note: While cheap Public Liability Insurance can seem attractive on the surface it is important to ensure the policy covers you for the business activities you undertake and the insurance policy and company will respond as intended when there is a claim.
For handymen that:
please TALK to a friendly SMART business insurance broker who may be able to assist.
TALK to a SMART Business Insurance broker on 1300 542 573 or email at firstname.lastname@example.org for suitable and affordable insurance quotes for your handyman business.