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As a business owner, sole trader or contractor, your personal safety is your livelihood. You know that time away from work will have a direct impact on your income and that a long period away can negatively affect your savings, family and lifestyle.
Personal Accident Insurance may help you and your family pay for essential bills and other financial commitments when you:
In the event of an accident, with personal accident insurance when your claim is you’ll still have money coming in.
The weekly benefit could cover you for 52 or 104 weeks and upto 85%* of your weekly income at the time of the injury ; depending on the amount of coverage agreed when the policy is taken out.
Personal accident insurance policies may cover you for the following events if caused by an accident*:
*There are typically are other exclusions so it’s smart to talk to SMART Business Insurance broker on 1300 542 573 or contact us online
about personal accident insurance, and ask us about what is and what isn’t covered.
The amount of compensation takes into account how your injuries affect you now and in the future.
Compensation may be awarded for pain, suffering and your inability to do things after your accident that you could do before. Compensation may be made based upon medical evidence, normally specialist reports, of the injuries suffered. The amount of compensation takes into account how your injuries or disease affect you now and in the future.
Accident compensation may cover any loss of earnings since the accident and any future loss of earnings.
If you are self-employed, had an accident and weren’t able to work for an extended period:
Would you be able to pay your bills easily?
Would you be able to look after yourself and your family?
If you are a concerned about whether you would be able to pay your bills or look after yourself or your family you should consider personal accident insurance.
Talk to one of our helpful brokers about suitable and affordable cover for your needs on 1300 542 573 today.
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^
^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
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Client Testimonial – Brenda Freeman Meet Brenda Freeman from Global Options Brenda Freeman is co-founder of telecommunication specialists Global Options. Brenda’s Toowoomba based business, are
Are You Gambling With Your Commercial Property Insurance? Commercial investments can be a risky business at the best of times, especially in a perpetually changing
· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!
Any information contained in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.You should contact an authorised insurance adviser, accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between SMART Business Insurance and the reader.
SMART Business Insurance is a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.
enquiry@smartinsure.com.au
1300 542 573
Smart Business Insurance Offices:
Level 11, 484 St Kilda Road, Melbourne VIC 3004
Level 3, 9-11 Claremont Street, South Yarra VIC 3141
Business Hours:
Monday – Friday 8.45 am – 5.30 pm AEST
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