Business Insurance for Hairdressers & Hair Salons

Get a Quote

"*" indicates required fields

Insurance for Hairdressers*

“WHO did your hair ?!”

As a hairdresser you know that while “anyone” can cut hair not “everyone” can achieve the right look every time whether it’s a hair colour, basic mens cut, blow wave or hair foiling.

When a hairdressing job goes wrong it can be very emotional and traumatic. It’s a bit the same with business insurance. When it comes time to claim it can be very stressful if you discover you are not covered suitably.

While, as a hairdresser, you can try “do it yourself” business insurance with a generalist insurance company it makes sense that a business insurance broker that specialises in finding suitable policies for small businesses such as hair salons is a smart choice to source a competitive quote for you to cover your hairdressing business risks.

At SMART we can’t help you with the scalp massage, shampooing, cutting, styling, colouring, straightening or blow drying but we CAN help you with cover for your hair salon.

Many Hairdressing business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Hairdressing Business Owners can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
Hairdressers & Hair Salons Insurance ANSWERED:*

  • Public Liability::– eg: someone slipping and hurting themselves inside your salon
  • General Property – eg: loss or damage to tv, seats, and hair dressing equipment.
  • Commercial property- eg. Damage to commercial building
  • Business Interruption– to protect against loss of business income

Having their hair “done”” for some people is a fun enjoyable lifestyle experience. For others paying for a hairdresser is similar to paying for a suitable business insurance policy. For these people they don’t really want to fork out much for a hair treatment , but they need to get it done . Similarly, business insurance is often seen as a “grudge purchase” by small business owners – but they know it can be invaluable when they need to claim.

Our business insurance brokers are specialists in small retail businesses, including hair salons. They can source suitable business insurance packages (biz pack) to suit the needs of your hair salon/s.

TALK to a SMART Business Insurance broker on 1300 542 573 or contact us on for SMART insurance cover for your hair salon.

There are approximately 20,000 hairdressing businesses and approximately 80,000 employed hairdressers and beauticians in Australia.

Shampooing, cutting, trimming, blow wave, styling , colouring, tinting, designing, folding towels, restocking, sweeping, serving coffees, promoting product.

Hairdressers, Barbers, , Mobile Hairdressers, Freelance Hairdressers , Hair stylists, Hair designers, Colourists, Shampoo Tech, Salon assistant, Salon receptionist, Salon Manager, Salon owner.

Manicurist, Beautician, Massage therapist, skin care, hair removal

Davis Mallet – Paris $315 for a haircut, Harry Josh – New York $400 for a haircut, Andy Le Compte – L.A $500 for a haircut, Serge Normant – New York $600 for a haircut, Robert Failla – St.Kilda from $100 per haircut . If you are a hairdresser and want to mention your business on our social media platforms – click here

“Life is an endless struggle full of frustrations and challenges, but eventually you find a hair stylist you like.” Anonymous

When red headed people are above a certain social grade their hair is auburn.” Mark Twain

“Gorgeous hair is the best revenge.” Ivana Trump

Thanks to the team SMART.. You saved us some money on our business insurance, good cover, friendly service and really helpful when we claimed!

Kind regards

Robert Sebastian


Cover for a self-employed hairdresser can include public liability, tool insurance, personal accident insurance as a starting point. Depending on your activities your coverage may vary. TALK to one of our helpful brokers on 1300 542 573 or contact us on.

Mobile hairdressers often have an extra set of risks compared to hairdressers working from a salon as you are visiting other peoples premises. Public liability insurance is essential and you should also consider tool insurance and personal accident insurance. TALK to one of our helpful insurance brokers to compare cover and obtains costs for Mobile Hairdressing insurance.

Want guidance on Commercial Insurance coverage for your Hairdressing business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

Get a Quote

"*" indicates required fields

Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

Get a Quote

"*" indicates required fields

Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.