Insurance for Takeaway Shops
Business Insurance for Take Away Food Shops*
Take away shop owners need business insurance as they have unlimited responsibility for all losses, debts and liabilities.
If something goes seriously wrong with the take away food or in your take away shop you are held responsible and all your business and personal assets can be at risk.
Therefore its vital for take away shops to be suitably insured.
Our helpful insurance brokers are able to make the process easy for you to understand and generally will be able you provide you with quotes for suitable take away shop business insurance policies quickly.
Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*
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- Answers to Questions
- Suitable Cover
- On Your Team
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List of business insurance available for takeaway shops:*
- Public Liability – eg:slips, trips and falls
- Product Liability – eg: food poisoning.
- Fire and Perils – eg: if your takeaway food shop was originally used for a different purpose, poor wiring, storage or a cramped kitchen may present fire and other risks.
- Crime – eg: cash, money and alcohol
- Workers Compensation – eg: burns, cuts and strains
- Business & General Property – eg: damage to building – vandalism
- Business Interruption – eg: profit associated with location in the event you are forced to close for an extended period.
Business insurance quotes for takeaway shops from the SMART team of brokers*
Our business insurance brokers can help you find suitable cost effective insurance for your takeaway shop. Depending on the size and fit out of your takeaway shop, certain insurance companies may offer better terms. Our brokers will obtain multiple quotes on suitable insurance policies for your from leading insurance companies such as Vero, Lumley, Zurich and AIG.
TALK to a SMART Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your takeaway shop.
Want your QUESTIONS on Business Insurance ANSWERED?
Get in touch. *
Get a Quote
- Answers to Questions
- Suitable Cover
- On Your Team
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What is the correct “Situation Address” to list on my business policy?*
The Situation Address must be the address of either the physical risk being covered (like a property) or, in the case of Liability policies, the physical address for the normal place (or places) of business.
If you have multiple business locations, e.g., a number of branches, shops, factories or depots, then ALL location addresses must be shown on the schedule and advised to the insurers. And the multiple location addresses then needs to be kept up to date with the insurers at all times, in the event of any changes.
Insurers will not accept a Post Office box as a “normal place of business”, because you cannot do business from a PO Box.
A PO Box is fine for a mailing address, but cannot be used as the address of the “Situation” on any policy.
For example, Public Liability policies usually operate “at and from” an address, which should be the normal place of business for a business policy.
If the business was run from home, for example, then the home address would be shown as the normal place of business. The “at and from” nature of the cover would then cover any transitory business conducted away from the home address (or away from a real business address, as the case may be).
If the business was run from home but was selling through stands or kiosks at markets or shopping centres then that would have to be disclosed to the insurer, as it affects the risk.
