Insurance for Skid Steer Loaders, Bob Cats and Dingoes

Business Insurance for Skid Steer Operators*

Operating earth moving equipment such as a skid steer loader has significant risks.

If you are looking for insurance cover for your skid steer loader and/or for protection for your skid steer loader operations you may have come to the smart place.

While you take all necessary precautions the nature of earthmoving activities means that a number of things can go wrong where you may damage your skid steer loader and/or clients or 3rd parties could seek damages from you.

Sole traderscontractors & small businesses operating skid steer loaders face the risk that their activities may cause damage to plant, damage to property and public, damage to surrounding property, or injury to yourself or a third person. Others risks include interruption to the building site, plus theft and loss of the skid steer loader.

Skid steer loader operators with staff or sub-contractors also have exposure related to employees and sub-contractors. Slips, trips and falls, are also risks for skid steer loader operators.

Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Skid steer loaders that may be covered with skid steer loader insurance*

Track mounted or wheeled.

Skid steer loaders and backhoes that may be able to be insured; whether owned , leased, or hired in include the following brands and many : Case, Caterpillar, Fermec, Ingersoll –Rand, John Deere, Komatsu, Massey Ferguson, New Holland,Terex, Volvo , and more.

Business insurance policies for skid steer loader operators*

To protect you against insurable risks SMART may be able to provide you with a competitive quote on suitable business insurance for skid steer loader operators

Public Liability Insurance:*

Public liability insurance will be needed for:

  • The risks of your excavating activities causing injury to people or property
  • Unauthorized access, attractive nuisance
  • Liability to sub-contractors, vicarious liability for subcontractors
  • Damage to customer and other third party property
  • Third party injuries

What cover features and benefits may be available when insuring your skid steer loader?*

As cover inclusions vary significantly from insurer to insurer it may be smart to compare features and benefits .

For example , how does your existing skid steer loader policy compare on the following criteria?

Material damage: market value PLUS basis of settlement, new replacement benefit following total loss for machines purchased new for what period?, accidental overload, dry hire, unspecified attachments up to what value?, substitute machines, transit cover, non – aggregation of excess, no blame excess and more

Additional benefits available?: Damage to lifted goods up to what level?, expediting costs, indemnity to hirer –wet hire, road risk, and more.

Broadform liability: Property in physical and legal control sub limits, hook liability sub limits, vibration and removal of support sub limits, dry hire, damage to underground services and more

The above are just some of the comparison questions you may want to TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your skid steer loader operations.

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART broker on 1300 542 573 for more information.

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Personal Accident Insurance*

Personal accident for sole traders

Professional risks insurance for skid steer loader operators*

  • Management Liability
  • Professional Indemnity

Skid steer loader business insurance quote*

At SMART we aim to treat each of our clients with a friendly and personal touch. Monthly payments are available.

We talk to sole traders, sub –contractors and small business owners , including skid steer loader operators , all over Australia and provide business insurance quotes for them every working day.

For information or an affordable quote on suitable front end loader insurance TALK to a SMART Business Insurance Broker on 1300 542 573 or contact us online.

Skid steer loader Insurance Queensland*

If you own or operate a skid steer loader in Queensland, N.S.W, VIC, W.A , S.A or any other Australian territory you may have come to the SMART place for affordable cover on suitable insurance. If you are a contractor or have a small business that operates a skid steer loader contact a SMART broker on 1300 542 573 for a quote.