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For urgent claims assistance, please see our emergency claims hotline link: https://smartbusinessinsurance.com.au/smart-claims-service/
SMART Business Insurance
Over 1000 Five Star Reviews
On Google and Product Review
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SMART Business Insurance Brokers is a Melbourne-based commercial insurance brokerage helping Australian SMEs and larger businesses manage more complex insurance needs with considered advice, specialist insurer access, and genuine claims support. With over 1,000 five-star reviews, SMART works with business owners, directors, CFOs, commercial property owners, IT businesses, life sciences companies, and other commercially active companies that have outgrown basic insurance. We help clients who value guidance and advocacy.
As many business owners are unsure if they are covered properly – the SMART team of commercial insurance brokers are 100% DEDICATED to helping you find affordable and suitable insurance so that you can run your business with confidence.
Wherever your business is in Australia, we are committed to helping you cover your business risks and assets by providing you with considered and responsible guidance.
We are 100% DEDICATED to business owners by providing:
1) SUITABLE cover
2) DELIGHTFUL service
3) HELP when YOU need it
Our vision at SMART is to be the ‘go to’ insurance broker for business owners seeking guidance, advice and suitable cover remotely –by phone or email.
Need for ANSWERS to questions and more CERTAINTY.
SMART Business Insurance founder, Mark Vanzo, a small business owner himself, had personally experienced the difficulties of having his questions answered, and finding suitable commercial insurance cover – this firsthand experience motivated him to create a new offering.
Day 1 – April 1 2013
SMART was established in April 2013 with the laser focus of making things better for business owners seeking commercial insurance.
The idea on DAY 1 was, that a good level of general information would be provided ONLINE, and a SMART broker would be available FAST when a business owner needs GUIDANCE.
Importantly, from DAY 1 SMART encouraged business owners to call and TALK about the business in more detail with a SMART business insurance broker, so that business owners can get their QUESTIONS answered and operate with more CERTAINTY.
From Day 1 it was critical to founder, Mark Vanzo, that the Smart Business Insurance team of commercial insurance brokers are 100% DEDICATED to DELIGHTING business owners.
13 YEARS on – 2026:
SMART is now home to a team of 12, and our talented brokers form a capable and DEDICATED group with strong values that we live by.
We put emphasis on creating a positive team environment, highly valuing the respect and support of our colleagues and clients.
Between our team members, we have over 75 years of combined insurance broking experience, works with business owners, directors, CFOs, commercial property owners, IT businesses, life sciences companies, and other commercially active companies that have outgrown basic insurance. We help clients who value guidance and advocacy.
SMART now helps guide over 4,500 business owners with their commercial insurance needs, and has received over 1000 FIVE STAR reviews from our DELIGHTED clients, including over 500 FIVE STAR reviews between 2023 and 2026.
“1000 FIVE STAR reviews, including over 500 FIVE STAR reviews between 2023 and 2025 ,really shows how the SMART team of commercial insurance brokers ALL are 100% DEDICATED to DELIGHTING business owners”.
Mark Vanzo; January 2026.
STOP PRESS: With over 1000 FIVE STAR reviews, including over 500 FIVE STAR reviews between 2023 and 2025 …the SMART team is in top form DELIGHTING business owners…get in touch to get SUITABLE cover today.
Helping Australian businesses, from owner-operated SMEs to larger companies, that want considered advice and genuine support at claim time. Over 1,000 five-star reviews.




Get suitable cover with our friendly team of experts
Get suitable cover with our friendly team of experts
Many business owners are unsure if they are COVERED PROPERLY.
We help business owners find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.
We do this by being 100% DEDICATED to DELIGHTING business owners.
We do this by being 100% DEDICATED
to DELIGHTING business owners.
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One of SMART’s main priorities, and a value we strive to convey in our day-to-day as a team, is to be a positive force in the community.
In working towards this goal, every 6 months each member of the SMART team chooses a charity that is meaningful to them, and SMART donate on their behalf of them.
Through this initiative, we have proudly donated to charities including The Smith Family, The Cancer Council, One Heart Foundation, Amnesty International, and many more remarkable charities, in recent years.
Any information contained in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.You should contact an authorised insurance adviser, accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between SMART Business Insurance and the reader.
SMART Business Insurance is a Corporate Authorised Representative (AR Number 437328) of EBN Holdings Pty Ltd (EBN) (AFSL Number 518220).
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.