Business Insurance Advice for Plumbers

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Insurance for a Plumbing Business*

Plumbers insurance may cover you for damage you cause to a third parties person or property.

For example, if in the course of your plumbing works, you damage your clients floors or furniture, destroy part of their home or building, cause some damage to a neighbouring property, or inflict personal harm on your client, visitors, neighbours or passers-by, plumbing insurance may cover you. In the most serious cases, plumbers insurance may cover you where your plumbing business activities result in serious injury or even death of a third person.

Many Plumbing business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Plumbing Business Owners can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
Plumbing Insurance ANSWERED:*

The various risks a plumber is exposed to include:

Public Liability for plumbers: Plumbing involves high on-site risks associated with cutting, welding, and excavation work.

Product Liability: Plumbing contractors are subject to very high-risk complete operations exposure, which includes leaks from faulty pipes or complete failure of the plumbing system to work.

Plumber Professional Indemnity: For plumbers providing advice, even if you do not charge a fee for advice, you may be liable.

At SMART, we may be able to provide insurance solutions for all the above plumbers risks. To find out more call 1300 542 573

So, how much will plumbers insurance cost you?

The core cover for self-employed plumbers in Australia is public liability.

Public Liability Insurance cost for some sole trader plumbing contractors, without employees, starts from around $650*

*Please note:

  • While cheap plumbers Public Liability insurance cover can seem attractive on the surface it is important to ensure the policy covers you for the full business activities you undertake and the policy and company will respond as intended when there is a claim.
  • The above price is indicative only and pricing may vary significantly from the above based on your size, clients, experience and specific plumbing business activities.

For plumbers that:

  • undertake broader building work
  • have employees,
  • are looking for costs and quotes on other covers you may need; such as product liability, business insurance pack, general property, commercial motor, or any of those above:

Please TALK to a friendly SMART broker who may be able to assist on 1300 542 573.

  • We may act for your plumbing business – not the insurance company
  • We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
  • You receive responsive friendly service.
  • You’ll receive a competitive rate on a suitable policy year after year
  • You’ll have us in your court if you need to claim
  • Monthly payment options
  • We’ll do the leg work for you!

Want guidance on Commercial Insurance Coverage for your plumbing business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*

GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.