SMART Client Testimonial – Brenda Freeman
Client Testimonial – Brenda Freeman Meet Brenda Freeman from Global Options Brenda Freeman is co-founder of telecommunication specialists Global Options. Brenda’s Toowoomba based business, are
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If you work as a cabinet maker the nature of your everyday work presents a number of risks.
Wherever you are in Australia, as a cabinet maker, you need suitable and affordable insurance cover, including public liability, to protect yourself and your business from potential claims that may arise from your work activities.
Below are a number of insurance covers that cabinet makers may need.
Our team of friendly brokers are here to make it easy for you to find suitable cover for your cabinet making business risks. Simply call us on 1300 542 573 or contact us online.
Cabinet makers need public liability insurance as cabinet making involves working with volatile materials and hazardous chemicals that increase the probability of an accident on site.
Property, vehicles, machines, tools and equipment being used on site may be damaged due to accidents.
The constant presence of volatile materials such as wood, sawdust, paint, solvents, shavings, chips, adhesives and other chemicals, place the work site at a high risk.
Public liability insurance can help mitigate some of the business risks cabinet makers face.
To be covered correctly at claim time as a cabinet maker you need to disclose ALL of your work activities to your insurance broker, and insurance companies, no matter how infrequently you perform that type of work. Are your activities restricted to cabinet making or are you undertaking broader building activities? Insurance policies are priced according to risk. Failure to disclose any type of work you perform means you will not be covered if an incident occurs while undertaking an undisclosed work activity.
Simply TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for suitable and affordable public liability and business insurance quotes for your cabinet making business.
When deciding on whether to use an insurance broker for your cabinet making business it is important to consider that brokers act in the interests of the small business owner. Direct insurers and agents act for the insurer. This can be important especially if you need to claim.
Brokers can help cabinet makers by sourcing multiple competitive quotes on policy inception, negotiate with the insurance companies to prevent or limit increases on renewal, remarket your policy to other suitable insurance companies where appropriate , talk to underwriters about policy wordings, industry classifications and terms, talk to insurance assessors during the claims process and repairers where necessary.
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^
^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
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Client Testimonial – Brenda Freeman Meet Brenda Freeman from Global Options Brenda Freeman is co-founder of telecommunication specialists Global Options. Brenda’s Toowoomba based business, are
Are You Gambling With Your Commercial Property Insurance? Commercial investments can be a risky business at the best of times, especially in a perpetually changing
· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!
Any information contained in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.You should contact an authorised insurance adviser, accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between SMART Business Insurance and the reader.
SMART Business Insurance is a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.
enquiry@smartinsure.com.au
1300 542 573
Smart Business Insurance Offices:
Level 11, 484 St Kilda Road, Melbourne VIC 3004
Level 3, 9-11 Claremont Street, South Yarra VIC 3141
Business Hours:
Monday – Friday 8.45 am – 5.30 pm AEST
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