Public Liability Insurance for Gardeners

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Public Liability Insurance for Gardeners*

If you are self-employed gardener or operate a small gardening company and are looking for business and public liability insurance to protect you from the risks you face from your gardening service you may have come to the SMART place.

Wherever you are in Australia you face risks by operating a gardening business.

Whether you provide domestic or commercial gardening services there are potential risks, and you may be responsible if things go wrong.

Self-employed gardeners are at risk of causing unintentional damage to property and people. Anyone can accidently fall into the ditch you just dug, or you could break a window while working, etc.

To provide protection against insurable risks, it is recommended self-employed gardeners at the very least get suitable public alibility insurance.

Many Gardening business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Gardening business owners can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
Gardeners Insurance ANSWERED:*

Sole traders & business owners operating landscaping and gardening businesses, including lawn mowing contractors face many risks, including walls collapsing, machinery breakdown, and goods in transit.

In addition public liability insurance self-employed gardeners should consider the covers below:

  • Business insurance pack – you may be able to combine multiple covers in a specially designed policy for a gardening business. Ask your SMART broker for details.
  • Commercial motor – may cover any vehicle – car, van, light truck – that you own and use mainly for your gardening business.
  • Personal Accident and Sickness – to protect your personal income if you can’t work for an extended period.
  • Tool insurance – Without tool insurance, you will have to dig into your own savings or borrow money to get your gardening equipment and tools replaced or repaired. This insurance may assist in covering the costs of repair and replacement of machines and tools.
  • General property insurance is the name of the policy that may cover damage or loss to gardeners business equipment such as mobiles, and laptops.

Trying to work out what insurance your gardening business needs?

Sole traders & business owners offering gardening services, including lawn mowing contractors face many risks.

Talk to a SMART business insurance specialist on 1300 542 573 to discuss suitable public liability and business insurance cover TODAY.

Our business insurance brokers are specialists in tradespeople, including self-employed gardeners. We can source suitable public liability and business insurance packages (biz pack) to suit the needs of sole traderscontractors plus small and medium sized gardening  businesses.

Depending on the size and nature of your gardening  business, our brokers often know which insurance companies and underwriters may be likely to provide suitable cover and competitive prices.

For information, costs or a quote on insurance for gardeners TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online.

  • We may act for you – the  self-employed gardener – not the insurance company
  • We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
  • You receive responsive friendly service.
  • You’ll receive a competitive rate on a suitable policy year after year
  • You’ll have us in your court if you need to claim
  • Monthly payment options
  • We’ll do the leg work for you!

Want guidance on Gardeners Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

Get a Quote

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

Get a Quote

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Learn More About Insurance for your Business:*

GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.