Business Insurance for Food Manufacturers & Processors

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Insurance for Food Manufacturers and Processors*

If you operate a food manufacturing or processing business you may have come to the SMART place for affordable and suitable cover.

Food manufacturers and processors insurance risks and cover*

Food manufacturers and processors insurance may be able to provide protection against claims and damages arising from many of their business activities with some of the covers below.

  • Public Liability – eg: injuries from slips and falls. The risks are greater if you deal directly with the public.
  • Product Liability – eg: unwanted objects in food, food poisoning, allergic reactions and inadequate labelling..
  • Commercial Property Insurance eg: damage to building via vandalism
  • Fire and Perils – eg: fire arising from meal preparation, electrical malfunctions, unguarded flames and grease fires.
  • Business Interruption – eg: profit associated with manufacturing or processing in in the event you are forced to close for an extended period.
  • Equipment Breakdown – eg: cover for purpose built equipment breaking down
  • Commercial vehicle – cover for forklifts , refrigerated trucks , vans etc.
  • Marine cargo – cover for deliveries while in transit

For more information or a quote please TALK to one of our helpful small business insurance brokers on 1300 542 573 or email us on

Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

"Insurance sorted within an hour, prompt and efficient effortless customer service from Justin, he went above and beyond offering multi insurance options. Highly recommended!"

Types of food manufacturers and processors we may be able to help with cover*

Our helpful team of small business insurance brokers can help a wide variety of food manufacturers and processors find suitable cost effective insurance. Below are just some of operations we may be able to assist with cover.

  • Cakes, cookies, pastries, desserts manufacturing
  • Cheese and dairy products manufacturing
  • Bakeries, artisan breads
  • Breweries & spirit distilleries
  • Jams
  • Sauces, mustard,
  • Jarred goods pickles, beef jerky
  • Pre- packaged foods and meals and salads
  • Ice-creams
  • Non alcoholic beverages
  • Bottling operations

Smart business insurance PRO tip: Your type of food manufacturing or processing operation not listed above ? Don’t worry; there are many other types of food manufacturers and processors that can be covered. Please call your SMART business insurance broker on 1300 542 573 to see if we can help.

Food manufacturers and processors insurance broker*

Depending on whether you have a small food manufacturing operation or a large one, bake bread and pastries or brew beer , the condition and level of customisation of your machinery, certain insurance companies may offer better terms.

Where possible our friendly insurance brokers will obtain multiple quotes on suitable insurance policies for your from leading insurance companies such as Vero, Chubb, Zurich and AIG or obtain a competitive quote from a specialist underwriter.

For more information on food manufacturers and processors insurance requirements, including what business interruption insurance can cover ,TALK to a SMART Insurance broker 1300 542 573 or contact us online for SMART insurance cover for your operation.

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How food manufacturers and processors can get SMART cover for their business risks:*

  • We may act for you – not the insurance company
  • We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
  • You receive responsive friendly service.
  • You’ll receive a competitive rate on a suitable policy year after year
  • You’ll have us in your court if you need to claim
  • Monthly payment options
  • We’ll do the leg work for you!

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