Business Insurance for Painters

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Liability Insurance for a Painting Business*

“Who painted that !?”

It is amazing the difference a good coat of paint can make to a house, office, building or shop – and it is amazing the difference a good painter can make to a paint job.

As a painter you know that while “anyone” can paint their property themselves not “everyone” can achieve a high quality finish every time.

It’s the same with business insurance. While you can try “do it yourself” or try a generalist insurance company it makes sense that a business insurance broker that specialises in finding suitable policies for tradespeople every working day is well positioned to source multiple competitive quotes for you to cover your painting business risks.

At SMART we can’t help you with the sanding, filling or the actual paint job itself , but we CAN help you with cover for your painting business.

Many Painters are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Painters can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
Painters Insurance ANSWERED:*

Insurance for painters can cover the following types of insurances and business risks.

  • Public Liability:– ie. cover for accidents involving other people or other people’s property
  • General Property – eg: loss of painting equipment.
  • Fidelity – eg: for painters that employ staff there is employee fidelity risk in regards to client cash, laptops etc.
  • Accident and Sickness
  • Business Interruption– to protect against loss of business income.

There are many important reasons why painters should have insurance. It can protect the painter in case of accidents to a third person, property or themselves. For example if someone trips over paint cans or over furniture you just moved the damage to their person can be covered under public liability insurance. Alternatively if your scaffold falls and damages your clients, or their neighbours property, this can also be covered under public liability.

If you have your painting equipment stolen this can be covered under general property.

And if you hurt yourself on the job personal accident and sickness insurance can help cover your income.

Painters insurance today can cost as little as approximately $450 for public liability for some sole traders for $5 million of cover. $10 million cover , which we recommend can be $50 to $100 more but provides significantly more protection in case of a major accident involving another person.

For general property, fidelity, business pack insurance, business interruption , personal accident and sickness costs we recommend you talk to one of our trade business insurance brokers for a cost and cover that is suitable to your business size, activities and risks.

For many people, paying for a quality painter is similar to paying for a suitable business insurance policy. Few people really want to fork out for painting but they know the difference it can make to a space. Similarly, business insurance is often seen as a “grudge purchase” by small business owners – but they know it can be invaluable when they need to claim.

Our business insurance brokers are specialists in tradespeople, including painters. They can source suitable painters insurance quotes for business insurance packages (biz pack) to suit the needs of sole trader painters ,house painters, painting contractors and small, medium and large painting businesses.

Depending on the size and nature (eg: domestic or commercial) of the painting service, our brokers know which insurance companies and underwriters are likely to provide suitable cover and competitive insurance quotes and prices for painters.

TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your painting businesses.

There are approximately 18,000 painting and decorating businesses employing 47,500 painters and decorators in Australia. In addition, there are a number of self-employed painters and decorators.

House painting, painting preparation, residential and commercial painting, interior and exterior painting, painting office buildings ,medical centres, factories and retail, wallpapering and special wall effects, Industrial coating application , decorative finishes , and paint maintenance.

We can help painters all over Australia obtain painters insurance quotes and prices at a reasonable cost. From Brighton, Doncaster and Melbourne in Victoria to Perth in W.A, through to Newcastle, Tamworth and Sydney in NSW, plus Brisbane and throughout the Gold Coast in Qld we can help you with painters insurance quotes and prices on suitable cover for your business.


Want guidance on Painters Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.