Plate Glass Insurance

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Plate Glass Insurance for Retail Shop-Front Windows*

If you are a retailer looking for plate glass insurance for your shop front windows you may have come to the smart place.

Wherever you are in Australia, whether you want plate glass cover for your shop front windows to protect against losses arising from damage, or to satisfy the terms of your commercial lease, our team of friendly insurance brokers may be able to answer your questions plus provide costs and quotes on a suitable insurance policy.

Many business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Small business owners can access many BIG name insurers AND
industry specific underwriters here:*

Small business owners QUESTIONS regarding
Plate Glass Insurance ANSWERED:*

Plate glass insurance typically refers to business insurance coverage against damage to or breakage of large panes of glass such as retail shop windows.

Plate glass insurance may cover accidental damage to plate glass and is typically required by small businesses such retailers as many have large window planes of glass exposed to the street.

As a result in Australia plate glass insurance is sometimes referred to as shop front insurance by many retailer shop owners.

In Australia, plate glass insurance, or shop front insurance as it is often known, is typically bought by commercial property owners or tenants as part of a Business insurance pack together with cover for other risks including public liability, building, fire and perils, theft and money.

If you are leasing a commercial property glass insurance is typically a requirement of the lease as is public liability , building , fire and perils.

Trying to work out how much plate glass cover is, how much cover you need and what other commercial insurance policies your business needs?

We may be able to assist you determine what covers you need for your business risks.

Talk to a friendly SMART business insurance broker on 1300 542 573 to discuss suitable plate glass cover for your business TODAY.

The Situation Address must be the address of either the physical risk being covered (like a property) or, in the case of Liability policies, the physical address for the normal place (or places) of business.

If you have multiple business locations, e.g., a number of branches, shops, factories or depots, then ALL location addresses must be shown on the schedule and advised to the insurers. And the multiple location addresses then needs to be kept up to date with the insurers at all times, in the event of any changes.

Insurers will not accept a Post Office box as a “normal place of business”, because you cannot do business from a PO Box.

A PO Box is fine for a mailing address, but cannot be used as the address of the “Situation” on any policy.

For example, Public Liability policies usually operate “at and from” an address, which should be the normal place of business for a business policy.

If the business was run from home, for example, then the home address would be shown as the normal place of business. The “at and from” nature of the cover would then cover any transitory business conducted away from the home address (or away from a real business address, as the case may be).

If the business was run from home but was selling through stands or kiosks at markets or shopping centres then that would have to be disclosed to the insurer, as it affects the risk.

Want guidance on Plate Glass Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*

GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.