Franchise Insurance

Get a Quote

"*" indicates required fields

Business Insurance for Franchises*

If you operate a franchise business you’ve come to the SMART place to find suitable cover at a competitive price.

The type of franchise you run will determine the type of insurance cover you need and may also impact on which insurance companies find your occupation an attractive risk to insure.

As business insurance specialists our brokers can provide general advice on the type of cover required and which insurance companies offer suitable terms and quotes for the various types of franchise operations.

Many Franchise Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Franchise Business Owners can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
Franchise Insurance ANSWERED:*

  • Accounting and tax
  • Advertising
  • B2B
  • Bakery
  • Beauty
  • Bookkeeping
  • Building & construction
  • Business Coaching
  • Cafe
  • Care
  • Chicken Franchises
  • Cleaning
  • Clothing and shoes
  • Coffee
  • Confectionery
  • Consultancy
  • Convenience store
  • Delivery
  • Education
  • Embroidery
  • Entertainment
  • Equipment maintenance
  • Event management
  • Financial
  • Food
  • Furniture store
  • Gardening
  • Greeting card
  • Home Improvement
  • Ice cream & yoghurt
  • IT Franchises
  • Investment Franchise
  • Marketing & social media
  • Music
  • Management Franchise
  • Networking
  • Pest control
  • Pizza
  • Print
  • Property inspection
  • Property Maintenance
  • Recruitment
  • Renovation
  • Restaurant
  • Retail Franchise
  • Sign
  • Sport
  • Single Operator Franchise / manual
  • Single Operator Franchise / executive
  • Training

(please note this is general information and will vary greatly depending on industry type- please call a SMART business insurance broker on 1300 542 573 for more information on your type of franchise)

Our brokers may be able to “package up” multiple covers into the one policy and source suitable business insurance packages (biz pack) to suit the needs of your franchise.

Depending on the nature of your franchise business certain insurance companies may offer better terms. For common occupations our brokers will obtain multiple quotes on suitable insurance policies for your from leading insurance companies such as VeroLumleyZurich and AIG. For specialist or niche occupations we will approach specialist underwriters with an appetite for your business on your behalf..

TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your franchise.

The Situation Address must be the address of either the physical risk being covered (like a property) or, in the case of Liability policies, the physical address for the normal place (or places) of business.

If you have multiple business locations, e.g., a number of branches, shops, factories or depots, then ALL location addresses must be shown on the schedule and advised to the insurers. And the multiple location addresses then needs to be kept up to date with the insurers at all times, in the event of any changes.

Insurers will not accept a Post Office box as a “normal place of business”, because you cannot do business from a PO Box.

A PO Box is fine for a mailing address, but cannot be used as the address of the “Situation” on any policy.

For example, Public Liability policies usually operate “at and from” an address, which should be the normal place of business for a business policy.

If the business was run from home, for example, then the home address would be shown as the normal place of business. The “at and from” nature of the cover would then cover any transitory business conducted away from the home address (or away from a real business address, as the case may be).

If the business was run from home but was selling through stands or kiosks at markets or shopping centres then that would have to be disclosed to the insurer, as it affects the risk.

Want guidance on commercial insurance coverage for your Franchised business?
Get in touch. Here to help.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

Get a Quote

"*" indicates required fields

Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

Get a Quote

"*" indicates required fields

Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.