Information Technology Liability
and Professional Indemnity Insurance Policy

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Suitable liability and professional indemnity insurance for Information technology professionals and service providers may offer cover for professional indemnity and public liability cover for Information technology related risks under a combined policy.

For example, liability and professional indemnity insurance for Information technology professionals and service providers may include*:

Financial loss arising from software/system defects
Financial loss due to lost or corrupted data
Failure to perform and deficiencies
Breach of intellectual property
Personal injury or property damage resulting from a hardware/product defect
Inappropriate or incorrect advice leading to financial loss

Why do Information technology professionals need an information technology professional indemnity insurance policy?*

Information technology professionals need liability and professional indemnity insurance to cover for the following business risks:

Contractual Liability
Breaches of consumer protection legislation
Product Recall First Party
Data Recovery Damage and destruction of documents
Cover for subcontractors

Also consider that Information technology professionals can be held liable for the advice or the services they perform that may cause financial loss to a third party. As a result Information technology professionals need an information technology professional indemnity insurance policy.

Furthermore, Public Liability insurance is a core cover for all Australian businesses – including for Information technology professionals – to cover you against damage to a third person or their property.

If you are an Information technology professional looking for an information technology liability and professional indemnity insurance policy please call 1300 542 573 to TALK to a SMART business insurance broker about a suitable policy at an affordable cost for your business.

What type of Information technology professionals need an information technology professional indemnity insurance policy?*

All Information technology professionals that charge a fee for advice or a service need an information technology professional indemnity insurance policy.

For example, any Information technology professionals performing the following information technology services need information technology liability and professional indemnity insurance.

Data storage, processing and warehousing
Hardware maintenance and installation services
IT & T consulting
IT Helpdesk and network support
IT project management
IT Recruitment and Placement
Services Software Development,
Design Analysis and Programming services
Systems Integrations Services Telecommunications Services
Value Added Reselling Services
Website Design and development Website Hosting
E- commerce application development
ISP
SCADA/PLC services

To talk to SMART business insurance broker about a suitable information technology professional indemnity insurance policy please contact us on 1300 542 573 or contact us online.