Personal Sickness and Illness Insurance

Get a Quote

"*" indicates required fields

Insurance for Personal Sickness and Illness*

If you are self-employed Personal Sickness & Illness Insurance may help you and your family pay for essential bills and other financial commitments when you get sick or ill for an extended period of time.

How does personal sickness and illness insurance work?*

If you are self-employed, got sick or ill and weren’t able to work for an extended period:

Would you be able to pay your bills easily?

Would you be able to look after yourself and your family?

If you are a concerned about whether you would be able to pay your bills or look after yourself or your family you should consider personal sickness and illness insurance.

Many self employed contractors are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Access many BIG name insurers AND
industry specific underwriters here:*

Your QUESTIONS regarding
Personal Sickness and Illness Insurance ANSWERED:*

In the event of an extended illness or sickness, with personal sickness or illness insurance when your claim is approved you’ll still have money coming in.

The weekly benefit could cover you for 52 or 104 weeks and upto 85%* of your weekly income at the time of the illness; depending on the amount of coverage agreed when the policy is taken out.

There are typically waiting periods and exclusions, such as no cover for pre-existing conditions ,so it’s smart to talk to SMART Business Insurance broker on 1300 542 573 or contact us online about personal sickness and illness insurance, and ask us about what is and what isn’t covered.

Personal sickness or illness cover can be combined with personal accident cover to provide protection against injury and accidents as well as sickness and illness.

If you are self-employed Personal Sickness & Illness Insurance may help you and your family pay for essential bills and other financial commitments when you get sick or ill for an extended period of time.

If you are self-employed Personal Sickness & Illness Insurance may help you and your family pay for essential bills and other financial commitments when you get sick or ill for an extended period of time.

The amount of compensation takes into account how your illness affects you now and in the future.

Compensation may be awarded for pain, suffering and your inability to do things after your illness that you could do before. Compensation may be made based upon medical evidence, normally specialist reports, of the sickness suffered.

Personal accident and illness compensation may cover any loss of earnings since the accident and any future loss of earnings. In more serious cases personal sickness and illness cover compensation may extend to alterations to property or vehicles and on-going care costs, including those provided by the family.

Important: Please note the above is only general information. For more information you can call us at 1300 542 573 to TALK to a SMART Business Insurance Specialist, or contact us online.

If you are a self-employed our helpful brokers can help you with your questions and quotes on personal sickness and illness insurance cover throughout Australia.

  • We act for you– the self-employed business owner- not the insurance company
  • You’ll receive a competitive quote on a suitable policy
  • You receive responsive friendly service.
  • You’ll receive a competitive rate on a suitable policy year after year
  • You’ll have us in your court if you need to claim
  • Monthly payment options
  • We’ll do the leg work for you!

Want guidance on Personal Sickness and Illness coverage?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

Get a Quote

"*" indicates required fields

Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

Get a Quote

"*" indicates required fields

Learn More About Insurance for your Business:*

GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.