Health Coaches Insurance – Liability and Professional Indemnity

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Liability and Indemnity Insurance for Health Coaching Professionals*

If you are looking for professional indemnity or liability insurance for your health coaching business you may have come to the SMART place.

Wherever you operate in Australia, if you are a health and wellness coach and want to protect yourself and your business with suitable and affordable professional indemnity and public liability insurance we may be able to assist.

Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Health coaching business activities we may be able to cover with business and liability insurance*

We may be able to assist in sourcing professional indemnity and public liability quotes, costs and cover for a wide range of health and wellness coaching activities including those listed below:

  • Health & Wellness coaching
  • Work / life balance coaching
  • Stress management coaching
  • Relationship coaching
  • Lifecycle or life stages coaching
  • Lifestyle coaching

Key risks facing Health coaches in their day to day work in Australia:*

Examples of risks which face Health coaches include:

  • Damage to someone else’s property while you are providing your Health coaching services
  • Damage or loss/theft of your property
  • Harm to yourself, client, employee, sub-contractor or someone else, due slips and falls
  • Allegations of poor advice or inappropriate advice provided;
  • Allegations of exceeding professional boundaries;
  • Failure to deliver on promised outcomes or results or misunderstanding on what the outcomes of coaching would be;
  • Poor decision outcomes on part of clients acting on your recommendations or counselling;
  • Accusations of bullying, anxiety as a result of working with coaches;
  • Breach of confidentiality, privacy, discrimination;
  • Fraud and dishonesty
  • Client relying on ‘advice ’not intended to be relied on by the coach.

Public liability insurance for health coaches*

Limit of Liability options:  $10m or $20m limits available

Professional indemnity insurance cover for health coaches*

Health coaches need to protect themselves against claims involving allegations of any:

  • Act, error or omission or negligent advice led to financial loss, emotional distress, adverse health effects, deterioration in the business or quality of life;
  • Poor decisions were made with detrimental consequences based on poor advice or coaching rendered;
  • Discrimination against an individual;
  • Defamatory remarks;
  • Confidentiality breach – coaches become privy to personal information (lifestyle coaching)
  • Breach of privacy if the consultant uses personal information without permission;
  • Allegations of not being adequately qualified or experienced for the work undertaken and advice given
  • Breach of copyright – inadvertently using a competitors IP in your material.

Professional indemnity insurance for health coaches*

Limit of Liability options:  $1m, $2m, $5m, $10m available

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Get in touch. *

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Health coaches business insurance quote*

We talk to coaching business owners, including health and wellness coaches , all over Australia and provide suitable and affordable coaching business insurance quotes for them every working day.

Our friendly insurance brokers will be happy to assist you on 1300 542 573 or contact us online. You’ll receive considered advice and responsive service.

SMART Health Coaches insurance cover*

  • As a broker, we act for your coaching business- not the insurance company
  • You’ll receive a competitive quote on a suitable policy for your coaching business
  • You receive responsive friendly service.
  • You’ll receive a competitive rate on a suitable policy year after year
  • You’ll have us in your court if you need to claim
  • Monthly payment options
  • We’ll do the leg work for you!

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