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Operating earth moving equipment such as a backhoe has significant risks.
If you are looking for insurance cover for your backhoe and/or for protection for your backhoe operations you may have come to the smart place.
While you take all necessary precautions the nature of earthmoving activities means that a number of things can go wrong where you may damage your backhoe and/or clients or 3rd parties could seek damages from you.
Sole traders, contractors & small businesses operating backhoes face the risk that their activities may cause damage to plant, damage to property and public, damage to surrounding property, or injury to yourself or a third person. Others risks include interruption to the building site, plus theft and loss of the backhoe.
Backhoe operators with staff or sub-contractors also have exposure related to employees and sub-contractors. Slips, trips and falls, are also risks for backhoe operators .
Centre Mount 2wd, Centre Mount 4wd, Side shift 2wd, Side shift 4wd.
Backhoes or bobcats that may be able to be insured; whether owned , leased, or hired in include the following brands and many : Case, Caterpillar, Fermec, Ingersoll –Rand, John Deere, Komatsu, Massey Ferguson, New Holland,Terex, Volvo , and more.
To protect you against insurable risks SMART may be able to provide you with a competitive quote on suitable business insurance for Backhoe operators
Public liability insurance will be needed for:
Personal accident for sole traders
At SMART we aim to treat each of our clients with a friendly and personal touch. Monthly payments are available.
We talk to sole traders, sub –contractors and small business owners , including backhoe operators , all over Australia and provide business insurance quotes for them every working day.
For information or an affordable quote on suitable backhoe insurance TALK to a SMART Business Insurance Broker on 1300 542 573 or contact us online.
Please contact a SMART business insurance broker for an affordable and suitable insurance quote for your backhoe and backhoe operations.
The above are just some of the comparison questions you may want to TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your backhoe loader operations.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.
If you own or operate an backhoe in Queensland, N.S.W, VIC, W.A , S.A or any other Australian territory you may have come to the SMART place for affordable cover on suitable insurance. If you are a contractor or have a small business that operates a backhoe contact a SMART broker on 1300 542 573 for a quote.
What are your Backhoe Insurance Requirements?
As cover inclusions vary significantly from insurer to insurer, depending on your backhoe insurance requirements, it may be smart to compare features and benefits.
For example , how does your existing backhoe loader policy compare on the following criteria?
Material damage: market value PLUS basis of settlement, new replacement benefit following total loss for machines purchased new for what period?, accidental overload, dry hire, unspecified attachments up to what value?, substitute machines, transit cover, non – aggregation of excess, no blame excess and more
Additional benefits available?: Damage to lifted goods up to what level?, expediting costs, indemnity to hirer –wet hire, road risk, and more.
Broadform liability: Property in physical and legal control sub limits, hook liability sub limits, vibration and removal of support sub limits, dry hire, damage to underground services and more
The cost of insuring your backhoe depends on a number of factors including the level of coverage you require, the sum insured, sub limits, claims history and backhoe attachments.
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^
^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
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Client Testimonial – Brenda Freeman Meet Brenda Freeman from Global Options Brenda Freeman is co-founder of telecommunication specialists Global Options. Brenda’s Toowoomba based business, are
Are You Gambling With Your Commercial Property Insurance? Commercial investments can be a risky business at the best of times, especially in a perpetually changing
· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!
Any information contained in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.You should contact an authorised insurance adviser, accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between SMART Business Insurance and the reader.
SMART Business Insurance is a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.
enquiry@smartinsure.com.au
1300 542 573
Smart Business Insurance Offices:
Level 11, 484 St Kilda Road, Melbourne VIC 3004
Level 3, 9-11 Claremont Street, South Yarra VIC 3141
Business Hours:
Monday – Friday 8.45 am – 5.30 pm AEST
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