Public Liability and Property Damage Insurance

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Property Damage and Public Liability Insurance Quotes*

If you are looking for public liability and property damage insurance for your commercial or business property you may have come to the SMART place.

Cover for both property damage and public liability may be able to be combined in a small business insurance pack, called a buspack.

Many business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Small business owners can access many BIG name insurers AND
industry specific underwriters here:*

Small business owners QUESTIONS regarding
Public Liability and Property Damage Insurance ANSWERED:*

Our team of business insurance brokers are often asked whether public liability insurance covers property damage?

The answer is while public liability insurance may cover damage to someone else’s property it typically will NOT cover damage to your own property.

Therefore if you work remotely , that is from premises that you neither own or lease, public liability insurance is a core cover you require.

If you operate from a business premises, that you either own or lease you will need commercial property insurance in addition to public liability insurance.

Many businesses that operate from their premises they own or lease take out the covers they consider most important to them from a Business Insurance Pack, which can include:

Important : water damage may not be covered. Please check your policy schedule carefully. A SMART business insurance broker may be able to assist you get the specific coverage inclusions you are after.

Whether your business property is a factory, warehouse or office building if you are looking for public liability and property damage insurance quotes our team of friendly SMART Business Insurance brokers may be able provide you with affordable quotes on suitable policies from leading insurance companies and underwriters.

TALK to a SMART Business Insurance broker on 1300 542 573 or for more information contact us online.

  • We may act for the property owner – not the insurance company
  • We may obtain public liability and property damage insurance quotes for you on suitable policies from leading insurance companies and underwriters
  • You receive responsive friendly service.
  • You’ll receive a competitive rate on a suitable policy year after year
  • You’ll have us in your court if you need to claim
  • Monthly payment options
  • We’ll do the leg work for you!

Want guidance on Public Liability and Property Damage Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*

GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.