If you are after great value stock insurance SMART may be able to help you find business stock cover that can protect your business's stock suitably at an affordable price.
Your SMART business insurance broker will use their experience to find you an affordable stock policy to suit your requirements and offer you personalised service.
You to only pay for as much cover as you need. Your friendly SMART broker will be available to help you make changes to your policy after you've taken out cover. If your stock value grows your policy can be changed to reflect the increases in stock.
Why take out insurance for your business's stock
Whether you run a trade ,manufacturing , wholesale , retail or web based business and you store stock the loss of your stock will generally hurt your cash flow and/or profitability. Stock insurance can help protect you and your business.
Types stock you may choose to cover
You should strongly consider insuring any business stock that you can't replace quickly and inexpensively. Insure the value of any stock that is meaningful to the running and viability of your business.
- Raw materials
- Work in progress
- Finished products
What is stock insurance for small business ?
If your business stock is damaged, destroyed or stolen stock insurance can provide protection for you and your business. Generally the value of the stock insured is your cost of the stock – not the price you are selling the stock for.
Please note insurance companies may specify that you store your stock in a specific way for the policy to be valid. This may vary depending on the type of stock.
Other covers to consider with stock insurance
You can take out stock insurance for your business as a standalone policy, insure your stock and public liability, stock and professional indemnity or take out business contents as part of a business insurance pack and also include cover for any of the following covers: public liability (recommended for all small businesses), commercial property, business interruption , business equipment and stock.
Stock insurance broker for small businesses
Not too sure what cover you need for your small business? SMART Business Insurance brokers talk to small business owners about stock insurance every working day. For more information and general advice about your protecting your business stock contact a friendly SMART business insurance broker on 1300 542 573 or email us firstname.lastname@example.org
Stock insurance quotes for small businesses
Whether you would like a quote for stand-alone business stock insurance or would like a combined quote with another cover such as public liability , professional indemnity or business interruption contact a friendly SMART business insurance broker for a fast and affordable quote on 1300 542 573 or email us email@example.com
Ask your SMART business insurance broker about paying for your business stock policy by the month.