Business Equipment Insurance
Insurance for Business Equipment*
Equipment insurance is a coverage which may protect the most essential tools and machines required for running your business, be it a small office, large factory, or a construction site.
Equipment insurance may cover replacement or repair costs for the stolen/damaged item, so that your business operates come what may.
If you are after great value business equipment insurance SMART may be able to help you find business equipment cover that can protect your business’s equipment suitably at an affordable price. Your SMART business insurance broker will use their experience to find you an affordable business equipment policy to suit your requirements and offer you personalised service.
You only pay for as much cover as you need. Your friendly SMART broker will be available to help you make changes to your policy after you’ve taken out cover. If you purchase additional business equipment your policy can be changed to reflect the increases in stock.
Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*
Get a Quote
- Answers to Questions
- Suitable Cover
- On Your Team
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Why would I need equipment insurance? *
Accidents happen. Machinery fails. Tools vanish. All these things could go wrong, and without proper insurance, you would stand personally liable for the cost of repairing or replacing your valuable business property.
Suitable equipment insurance may mean that you may not have to pay those bills yourself.
It may keep your business progressing forward when the unexpected happens and keep the loss of damage to equipment as minor setback rather than a major issue.
What Equipment Can Be Insured? *
If your business equipment is damaged, destroyed or stolen business equipment insurance can provide protection for you and your business.
- Office Equipment
No office could function well without desks, computers, printers, and phones. Suitable insurance may provide protection for the financial impact of damage and theft.
- Industrial Equipment
Many factories run heavy machinery and plants. Insuring industrial equipment may help keep your production lines running.
- Medical Equipment
From MRI machines to dentist chairs, medical equipment is invaluable and costly to replace or repair without suitable insurance.
- Construction Equipment
Bulldozers, cranes, and all construction equipment are expensive pieces of construction equipment. Equipment insurance may help you protect these investments.
- Technology and Electronics
In today’s world, many business backbones are hinged on laptops, servers, and other tech devices. Appropriate insurance for technology and electronics equipment may keep your business keeps running smoothly.
The Benefits of Equipment Insurance? *
- Protection Against Loss or Damage
Equipment insurance may protect business owners from having to bear the expenses to repair or replace goods that are either stolen or damaged. With this protection, you don’t have to bear all the costs.
- Economic security
Surprise expenses can easily hurt or even ruin your business. Equipment insurance is a safety net that may enable you to concentrate on developing your business instead of dealing with major unexpected costs.
- Business Continuity
Should core equipment be stolen or damaged, your business could grind to a halt. Insurance may help you get back on track quickly, minimising downtime and lost revenue.
- Peace of Mind
Knowing your equipment is insured gives you confidence towards the running of your business. You can sleep tight knowing that you may have protection against unforeseen circumstances.
Want your QUESTIONS on Business Insurance ANSWERED?
Get in touch. *
Get a Quote
- Answers to Questions
- Suitable Cover
- On Your Team
"*" indicates required fields
How Does Equipment Insurance Work? *
- Appraisal of Equipment
First, evaluate the value of the equipment you want to insure.
- Choosing Suitable Equipment Insurance
Select a policy that fits your business needs in terms of coverage, limits and excesses. Our team of insurance brokers can assist.
Smart Business Insurance is here to help Australian business owners protect their valuable equipment.
Contact us today and learn more about our equipment insurance options, and how we can support your business.
Other covers to consider with business equipment insurance*
You can take out business equipment insurance for your business as a standalone policy, insure your business equipment and public liability, business equipment and professional indemnity or take out business contents as part of a business insurance pack and also include cover for any of the following covers: public liability (recommended for all small businesses), commercial property, business interruption, stock and business contents.
Business equipment insurance broker for small businesses*
Not too sure what cover you need for your small business? SMART Business Insurance brokers talk to small business owners just like you about their insurance needs every working day. For more information and general advice about your protecting your business equipment contact a friendly SMART business insurance broker on 1300 542 573 or contact us online.
Business equipment insurance quotes for small businesses*
Whether you would like a quote for stand-alone business equipment insurance or would like a combined quote with another cover such as public liability , professional indemnity or business interruption contact a friendly SMART business insurance broker for a fast and affordable quote on 1300 542 573 or contact us online.
Ask your SMART business insurance broker about paying for your business equipment policy by the month.
