Architects Professional Indemnity Insurance

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Architects require suitable business and professional indemnity insurance that provides cover for architectural professional indemnity and public liability risks.

For example, Business and professional indemnity insurance for Architects may include losses arising out of acts, errors and omissions from architectural services provided such as screening, selection, specification and supervision of builders and building materials *:

Why do Architects need business and professional indemnity insurance?*

Architects need business and professional indemnity insurance to cover for business risks such as incorrect advice, legal claims against you for the provision of project management and failure to perform essential builder and building materials related checks.

Suitable business and professional indemnity insurance may provide architects with cover for the following claims:

civil liability
contractual liabilities
libel and slander
unintentional infringement for intellectual property
claims preparation
Breach of confidentiality
public liability
claims investigations costs
employee dishonesty
care, custody and control extensions
cross liability
indemnity to others

Note that Architects can be held liable for the advice or the services they perform that may cause financial loss to a third party. As a result Architects need professional indemnity insurance.

Furthermore, Public Liability insurance is a core cover for all Australian businesses – including for Architects – to cover you against damage to a third person or their property.

If you are an Architect looking for business and professional indemnity insurance please call 1300 542 573 to TALK to a SMART business insurance broker about a suitable policy at an affordable cost for your business.

What type of Architects need business and professional indemnity insurance?*

All Architects that charge a fee for advice or a service need business insurance and professional indemnity insurance.

For example, any Architects performing the following architectural services need business insurance and professional indemnity insurance.

Domestic and commercial architects
Landscape architects
Drafting and design
Town planning
Interior design

To talk to SMART business insurance broker about a suitable insurance policy for your architectural business at an affordable price please contact us on 1300 542 573 or contact us online.

Why should an architect use an insurance broker?*

If you are an architect deciding on whether to use an insurance broker for your business and professional indemnity insurance it is important to consider that brokers act in the interests of the small business owner. Direct insurers and agents act for the insurer. This can be important especially if you need to claim.

Brokers can help architects by sourcing multiple competitive quotes on policy inception, negotiate with the insurance companies to prevent or limit increases on renewal, remarket your policy to other suitable insurance companies where appropriate, talk to underwriters about policy wordings, industry classifications and terms, talk to insurance assessors during the claims process and repairers where necessary.

We act for you – the architect – not the insurance company
You’ll receive a competitive quote on a suitable policy
You receive responsive friendly service.
You’ll receive a competitive rate on a suitable policy year after year
You’ll have us in your court if you need to claim
Monthly payment options
We’ll do the leg work for you!

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How much does architects insurance cost?*

The cost of insurance for architects vary significantly based on types of insurance policies taken , insurance limits, your size, clients, experience and specific architectural business activities.

Architects working on large commercial projects, for councils and government typically represent greater risk; require greater limits and higher premiums.

For architects professional indemnity and public liability insurance cost for your business TALK to a SMART Business Insurance broker on 1300 542 573.

How do I get an architects professional indemnity insurance quote?*

Depending on the nature of your architectural activities, the size of your projects, the size and type of clients you service and whether you are a sole trader, or employ staff or sub-contractors, different insurance companies and underwriters are likely to provide suitable and affordable cover.

For a suitable and affordable business and professional indemnity architects insurance quote TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online.