Architects Professional Indemnity Insurance

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Business and Professional Indemnity Insurance for Architects*

Architects require suitable business and professional indemnity insurance that provides cover for architectural professional indemnity and public liability risks.

For example, Business and professional indemnity insurance for Architects may include losses arising out of acts, errors and omissions from architectural services provided such as screening, selection, specification and supervision of builders and building materials *:

Many Architects are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Small business owners can access many BIG name insurers AND
industry specific underwriters here:*

Architect business owners QUESTIONS regarding
Professional Indemnity Insurance ANSWERED:*

Architects need business and professional indemnity insurance to cover for business risks such asincorrect advice, legal claims against you for the provision of project management and failure to perform essential builder and building materials related checks.

Suitable business and professional indemnity insurance may provide architects with cover for the following claims:

  • civil liability
  • contractual liabilities
  • libel and slander
  • unintentional infringement for intellectual property
  • claims preparation
  • Breach of confidentiality
  • public liability
  • claims investigations costs
  • employee dishonesty
  • care, custody and control extensions
  • cross liability
  • indemnity to others

Note that Architects can be held liable for the advice or the services they perform that may cause financial loss to a third party. As a result Architects need professional indemnity insurance.

Furthermore, Public Liability insurance is a core cover for all Australian businesses – including for Architects – to cover you against damage to a third person or their property.

If you are an Architect looking for business and professional indemnity insurance please call 1300 542 573 to TALK to a SMART business insurance broker about a suitable policy at an affordable cost for your business.

All Architects that charge a fee for advice or a service need business insurance and professional indemnity insurance.

For example, any Architects performing the following architectural services need business insurance and professional indemnity insurance.

  • Domestic and commercial architects
  • Landscape architects
  • Drafting and design
  • Town planning
  • Interior design

To talk to SMART business insurance broker about a suitable insurance policy for your architectural business at an affordable price please contact us on 1300 542 573 or contact us online.

If you are an architect deciding on whether to use an insurance broker for your business and professional indemnity insurance it is important to consider that brokers act in the interests of the small business owner. Direct insurers and agents act for the insurer. This can be important especially if you need to claim.

Brokers can help architects by sourcing multiple competitive quotes on policy inception, negotiate with the insurance companies to prevent or limit increases on renewal, remarket your policy to other suitable insurance companies where appropriate, talk to underwriters about policy wordings, industry classifications and terms, talk to insurance assessors during the claims process and repairers where necessary.

  • We act for you – the architect – not the insurance company
  • You’ll receive a competitive quote on a suitable policy
  • You receive responsive friendly service.
  • You’ll receive a competitive rate on a suitable policy year after year
  • You’ll have us in your court if you need to claim
  • Monthly payment options
  • We’ll do the leg work for you!

For many self-employed sole proprietor architects a $1 million professional indemnity insurance policy starts from $770.

Architects business insurance cost: from $1150 for combined cover of $1 million professional indemnity PLUS $5 million public liability insurance

Please note : pricing may vary significantly from the above based on your size, clients, experience and specific architects business activities. Architects working on large commercial projects, for councils and government typically represent greater risk; require greater limits and higher premiums.

For architects professional indemnity and public liability insurance cost for your business TALK to a SMART Business Insurance broker on 1300 542 573.

Depending on the nature of your architectural activities, the size of your projects, the size and type of clients you service and whether you are a sole trader, or employ staff or sub-contractors, different insurance companies and underwriters are likely to provide suitable and affordable cover.

For a suitable and affordable business and professional indemnity architects insurance quote TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online.

Want guidance on Architects Indemnity Insurance coverage?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

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· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.