Cleaners Insurance

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Insurance for a Cleaning Business*

As a commercial or domestic cleaner, you may think you face little risk in your daily operations. However, running a cleaning business does present a few significant challenges. Not only are some of the building fit outs and equipment you clean around expensive, customers and vendors may also visit your location. Additionally, if someone damages or steals your equipment you will be glad you purchased commercial cleaning insurance.

Many Cleaners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Small business owners QUESTIONS regarding
Cleaners Insurance ANSWERED:*

Here are some of the risks that may be covered under business insurance for a cleaning company or cleaner.

  • Damage to property – Cleaning solutions can damage items if they are misused or even drip onto the wrong materials. You are human and mistakes happen. However, when it is not your property, you can be liable for those mistakes.
  • Injury to employees – If you have employees, they can get injured on a job. It is your responsibility to keep them safe, even if they are on a client’s location. If they are injured, you can be liable for their injury and responsible for their expenses.
  • Injury to clients – If your client is injured because of your negligence, such as a failure to rope off an area or put out a sign that the floor is wet, you likely could be liable.
  • Stolen or broken equipment – Depending on your cleaning specialty, you may have expensive industrial equipment. If that equipment is stolen or destroyed, you could be out of business until it is replaced or repaired. Additionally, the costs to replace or repair the equipment could cripple your business.

Here are some of the major types of cleaning insurance you will need.

  • Public Liability Insurance Coverage for Cleaners – Liability coverage is essential for all domestic and commercial cleaners. Public liability coverage protects your business from claims that arise when others allege you are negligent. For example, you just mopped the floor at a commercial client’s office location. A worker there slips on the wet floor, falls, and breaks her arm. Your public liability policy may defend you against the ensuing lawsuit when needed and may pay the damages sought by the injured party.
  • Personal Accident and Illness Coverage for Cleaners – What happens if you are hurt and cannot pay your bills? Personal accident and illness coverage can help replace your income if you become unable to work after a serious illness or injury.
  • Business Tools Insurance for Cleaners – What happens if someone steals your tools? Can you still earn a living? Business tools insurance can help provide the money you need to replace stolen or damaged equipment. This peace-of-mind coverage helps keep you in business.

Cleaning insurance is surprisingly affordable. Depending on your business income and other factors, we can offer you several quotes provided by highly respected insurers from which to choose. If you are proactively managing your cash flow, financing is also available.

Want guidance on Cleaners Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

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GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.