Cosmetics Product Liability Insurance

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Liability Insurance for a COSMETIC Product Businesses*

If you are a manufacturer or wholesaler of many types of cosmetic products, beauty tools and accessories and are looking to obtain suitable and affordable Public and products liability insurance you may have come to the SMART place.

As specialist business insurance brokers, and through our connection with specialist underwriters, we may be able to find competitive , reliable products and liability cover for your business activities if you manufacture or wholesale many types of cosmetic products, beauty tools and accessories.

Many Cosmetic Product business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Cosmetic Product business owners can access many BIG name insurers AND
industry specific underwriters here:*

Small business owners QUESTIONS regarding
Cosmetics Product Liability Insurance ANSWERED:*

  • Cover for legal liability for damage or compensation and claimants costs and expenses for Bodily Injury and Property Damage and Financial Loss sustained by a third party arising out of your business
  • Comprehensive cover for Public and Products Liability
  • Up to $20,000,000 Limit may be available
  • World-wide Jurisdiction – although North America coverage may be difficult to obtain or not available

(The information provided in this website indicative of features and benefits , it does not contain the full terms, Definitions, Exclusions, Excess or Endorsements. Cover can vary significantly from insurer to insurer and is subject to change over time. Please call your SMART business insurance broker on 1300 542 573 for more information)

Just some of the COSMETIC products, beauty tools and accessories that may be covered are listed below.

  • Sunscreen
  • Cosmetics and associated crafts
  • Body and hand lotions
  • Facial and body creams
  • Candles
  • Soaps
  • Lip Balms
  • Bath Salts
  • Body Powders
  • Hair Care Products
  • Perfumes and body fragrances
  • Essential Oils
  • Homemade Balms
  • Moisturisers
  • Skincare Products
  • Beauty tools and accessories
  • Jewellery
  • Nail Clippers
  • Emery Boards
  • Artificial Nails
  • Eyelash Curlers
  • Eyelash Extensions
  • Make Up Brushes
  • Foundation pads
  • Tweezers
  • Hair extensions
  • Combs and brushes

Smart business insurance PRO tip: The COSMETIC products, beauty tools and accessories your business manufactures or wholesales not listed above ? Don’t worry; there are many more COSMETIC products, beauty tools and accessories that can be covered. Please call your SMART business insurance broker on 1300 542 573 and we will see if we can help.

Cosmetic product manufacturers & wholesalers should also strongly consider management liability and cyber cover also.

For more information or a quote on insurance for your cosmetic products business you can call us at 1300 542 573 to TALK to a SMART Business Insurance Specialist, or contact us online.

Want guidance on Cosmetics Product Liability Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.