Business Insurance for DJs & Mobile DJ’s

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DJ & Mobile DJ Business Insurance*

“These days DJs like Calvin Harris can rake in over $US200,000 in a night”

This statement appeared in www.businessinsider.com.au way back in 2014.

While that sort of pay day is the stuff dreams are made of being a DJ or Mobile DJ is a lucrative small business for many Australian Disc Jockeys.

As the job of a DJ entertains a crowd that is often “partying” your everyday work presents a number of risks.

While your DJ business equipment is worth protecting it is vital that you also consider that you may be held responsible for accidents that happen in the crowd.

Whether you are a DJ working as a sole trader or contractor, its important you get suitable and affordable DJ insurance to protect yourself and your business from potential claims that may arise from your work activities.

Often a venue will only hire a DJ that has suitable public liability cover.

Many DJ's are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

DJ's can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
DJs & Mobile DJ’s Insurance ANSWERED:*

The various risks a DJ is exposed to from their Disc Jockey business include:

  • Damage to someone else’s property while you are providing you DJ entertainment services
  • Damage or loss/theft of your property such as your DJ equipment
  • Harm to yourself, a crowd member, employee, sub-contractor or someone else, due slips and falls, pushing and shoving, or other hazards at the venue.
  • Public Liability Insurance – may protect you against claims from harm to other people or their property caused from your DJ activities.
  • Product liability – may protect a DJ when products you have supplied that may cause harm, injure someone or cause property damage.
  • DJ equipment insurance – may cover damage or loss to and business equipment such as DJ equipment ; electronic equipment or vinyl records.
  • Business Insurance Pack – you may be able to combine multiple covers in a specially designed policy for a DJ small business. Ask your SMART broker for details.
  • Workers compensation – cover for employees. Employees may receive injuries due to crowds and venues.
  • Commercial motor –may cover any vehicle – car, van , light truck – that you own and use mainly for your DJ business.
  • Personal Accident and Sickness – to protect your personal income if you can’t work for an extended period.

Trying to work out what insurance your DJ business needs?

We may be able to assist.

Wherever you are in Australia when you contact SMART business insurance, your friendly business insurance broker may be able to help answer your questions and find you suitable and affordable insurance for your DJ business.

TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for suitable and affordable insurance quotes for your Disc Jockey – DJ business.

Want guidance on DJ’s Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

Get a Quote

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

Get a Quote

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Learn More About Insurance for your Business:*

GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.