Restaurant Business Insurance Quotes

Today Asian influenced restaurants have become the norm. What was exotic a few years ago is regular fare for this generation. European inspired cuisine is now almost regraded as traditional .

Arabic, Mexican and African restaurants are more prevalent on the scene as is Asian hipster food, while more and more Australian restaurants create a fusion of flavours.

The produce in Australia, with its high quality seafood, meats, vegetable and fruit allows local restaurateurs to reshape recipes from their youth to create a true Australian taste.

While the BYO restaurant still exits- alcohol consumption can account for are large portion of restaurant profitability.

Where are the best restaurants in Australia found?

Adelaide, Brisbane , Canberra, Melbourne, Brisbane ,Sydney, Perth, Hobart or one of the smaller “foodie towns”? Tell us which city or town you think has the best restaurants and the food in this town is so good.

• We may act for you – the restaurant owner – not the insurance company
• We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
• You receive responsive friendly service.
• You’ll receive a competitive rate on a suitable policy year after year
• You’ll have us in your court if you need to claim
• Monthly payment options
• We’ll do the leg work for you!

The Situation Address must be the address of either the physical risk being covered (like a property) or, in the case of Liability policies, the physical address for the normal place (or places) of business.

If you have multiple business locations, e.g., a number of branches, shops, factories or depots, then ALL location addresses must be shown on the schedule and advised to the insurers. And the multiple location addresses then needs to be kept up to date with the insurers at all times, in the event of any changes.

Insurers will not accept a Post Office box as a “normal place of business”, because you cannot do business from a PO Box.

A PO Box is fine for a mailing address, but cannot be used as the address of the “Situation” on any policy.

For example, Public Liability policies usually operate “at and from” an address, which should be the normal place of business for a business policy.

If the business was run from home, for example, then the home address would be shown as the normal place of business. The “at and from” nature of the cover would then cover any transitory business conducted away from the home address (or away from a real business address, as the case may be).

If the business was run from home but was selling through stands or kiosks at markets or shopping centres then that would have to be disclosed to the insurer, as it affects the risk.