Broadform Liability Insurance

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Broadform Liability Insurance Brokers*

Broadform liability typically refers to an insurance policy which covers both public liability as well as product liability.

A broadform liability insurance policy that combines cover for both public liability and product liability will typically protect your business for the legal costs, the costs of defending the action and cost of compensation to a third party, resulting from death, injuries or property damage caused by negligence, in relation to your goods or services.

Public liability insurance may cover your business for claims against:

  • Damage to someone else’s property
  • Personal injury to someone not employed by you

Product liability insurance may protect your business when products you have supplied or manufactured cause harm, injure someone or cause property damage.

Many business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Small business owners can access many BIG name insurers AND
industry specific underwriters here:*

Small business owners QUESTIONS regarding
Broadform Liability Insurance ANSWERED:*

Broadform Liability insurance, combining both public liability and product liability, is strongly recommended for Australian businesses, as claims for accidental injury, property damage and product liability claims are potentially very expensive.

In Australia, for sole traders and many small businesses product liability insurance is frequently included with public liability insurance in a combined public and products liability, or broadform liability policy.

For most businesses, it’s vital to have broadform liability insurance so that you may be covered whether the responsibility lies with your business activities or your products.

If you want more information about broadform liability insurance, and whether it is suitable for your business, TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online.

So, how much will broadform liability insurance cost you?

The cost of broadform liability insurance for your business depends on a number of key factors including:

  • The nature and scope of your business
  • Your business turnover and size
  • Amount of insurance cover your business needs

Broadform Liability Insurance cost for sole tradersconsultants and contractors start from $380 for office based occupations and from $500 for trade based occupations.

Our helpful business insurance brokers may be able to help you find suitable and affordable broadform liability insurance for your business

Depending on the nature and size of your business, certain insurance companies may offer better terms.

Our SMART insurance brokers may obtain multiple quotes on suitable broadform liability insurance policies for your from leading insurance companies such as VeroZurich, and AIG or if applicable from a specialist underwriter .

For a suitable and affordable broadform liability insurance quote for your business, TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online.

Just ONE instance of one your products “GOING WRONG” can cause SERIOUS HARM to your business- even if your product has been used in a way NOT intended by your business

Want guidance on Broadform Liability Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.