Food Vans & Food Trucks Insurance

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Insurance quotes for food vans and food trucks*

Whether you operate a mobile food truck, hot food van, fast food van, mobile cafe, food cart or coffee van you face risks with the food and drinks you serve the public.

You and your business also face unique risks due to the mobile nature of your operation, how you engage with your customers and other members of the public, which mobile business insurance can help you protect.

If you operate a food truck or food van you may have come to the SMART place for affordable and suitable cover.

Many Food Truck Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Food Truck Owners can access many BIG name insurers AND
industry specific underwriters here:*

Small business owners QUESTIONS regarding
Food Vans & Food Trucks Insurance ANSWERED:*

Mobile food trucks and food van operators require the same covers as brick and mortar cafes with added cover for the risks associated with doing business in a public space, being mobile and driving a food truck.

With the increased popularity of mobile food trucks a number of insurance companies offer a mobile business insurance pack ; combining the covers necessary to protect a business that is mobile, has assets including a fitted out truck and stock , serves hot fast food to members of the public and has employees, into the one policy.

A suitable mobile business insurance pack for food trucks may provide the following covers:

  • Public Liability – eg: injuries from slips and falls. The risks are greater with mobile food businesses, especially mobile food operators that operate in high traffic areas.
  • Product Liability – eg: unwanted objects in food, food poisoning.
  • Commercial vehicleProtection for your food truck or van, including coverage for vehicle fit out and attachments
  • Management liability – protection against claims by employees

For more information please TALK to one of our helpful small business insurance brokers on 1300 542 573 or contact us online.

How much insurance for your food van or truck will cost you will depend on whether you have one van or multiple vans, the level of fit out and value of your food truck, your turnover, the type of food you serve, and your claims history. The cost of food truck insurance can vary significantly.

As a mobile business insurance pack for food trucks combines a number of covers the cost business insurance for a food truck will typically range from $200 per month or more. Many food truck operators will need to allow $250 or more per month for suitable cover.

For more information on food van and food truck business insurance requirements, including costs and what business interruption insurance can cover, TALK to a SMART Insurance broker on 1300 542 573 or contact us online.

Want guidance on Food Vans & Food Trucks Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.