Car Wash Insurance

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Business Insurance for Car Wash Operators

As an Australian car wash business owner, it’s essential to have suitable commercial insurance in place to keep your business running if something goes wrong.


Business insurance can provide you with PEACE OF MIND and financial security.

Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

When it comes to car wash business insurance, some of the policies you should consider are*

  • Public Liability Insurance – This policy may protect your business from claims of property damage or personal injury caused by your business.
  • Commercial Property Insurance – This protects your car wash business’s buildings and contents and equipment from damage or theft. Equipment Insurance can cover items such as machinery, hoists, testing equipment, tools, and even furniture.
  • Customer vehicle care and custody cover – may cover theft and damage to client vehicles.
  • Business interruption – In case of specified events such as storm, lightening, flood, burst pipes, and theft, business interruption coverage may help the business pay for expenses such as rent, salaries, utilities, and lost profits while the business cannot operate.
  • Management liability insurance may provide cover for the directors and senior managers for civil fines, legal and defence costs. Important given the nature of car wash business activities.

You may also want to consider other business insurances such as professional indemnity insurance and cyber liability insurance – especially if you collect personal information from customers or accept payments online.

At Smart Business Insurance, we are here to help you find suitable cover for your car wash business activities, and assist you get properly protected.

Get in touch with our team today to for guidance about the business insurances available for operators of car washing businesses.

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