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Businesses operating forklifts as part of their activities face several risks.
Forklift business risks including workers being hit or crushed, when reversing, when refuelling, forklift rollover, falling objects hitting persons, and contact with power supplies.
While you take all necessary precautions the nature of a operations involving forklifts means that a number of things can go wrong where your clients or 3rd parties could seek damages from you.
Sole traders, contractors & small businesses operating forklifts face the risk that their activities may cause damage to plant, damage to property and public, damage to surrounding property, or injury to yourself or a third person. Others risks include interruption to the business operations, plus theft and loss of forklifts.
Business owners with staff or sub-contractors also have exposure related to employees and sub-contractors.
Below are just some of the equipment that may be covered with plant and forklift insurance. Please contact us if your plant or forklift is not listed and we may be able to assist.
To protect you against insurable risks SMART may be able to provide you with a competitive quote on suitable business insurance for forklift operators
Public liability insurance will be needed for:
Personal accident for sole traders
At SMART we aim to treat each of our clients with a friendly and personal touch. Monthly payments are available.
We talk to sole traders, sub –contractors and small business owners , including forklift operators , all over Australia and provide business insurance quotes for them every working day.
For information or an affordable quote on suitable forklift insurance TALK to a SMART Business Insurance Broker on 1300 542 573 or contact us online.
Protect against forklift theft with suitable coverage for your forklift. Ask about optional cover on how to protect your income and make your lease payments if your forklift is stolen.
TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your forklift.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.
What cover features and benefits may be available with earth moving insurance?*
What are your Forklift Insurance Requirements?
As cover inclusions vary significantly from insurer to insurer, depending on your forklift insurance requirements, it may be smart to compare features and benefits.
The cost of insuring your forklift and forklift activities depends on a number of factors including the level of coverage you require, the sum insured, sub limits, claims history and forklift equipment attachments.
Please contact a SMART business insurance broker for an affordable and suitable insurance quote for your earth moving equipment and earth moving operations on 1300 542 573 or contact us online
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^
^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
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Client Testimonial – Brenda Freeman Meet Brenda Freeman from Global Options Brenda Freeman is co-founder of telecommunication specialists Global Options. Brenda’s Toowoomba based business, are
Are You Gambling With Your Commercial Property Insurance? Commercial investments can be a risky business at the best of times, especially in a perpetually changing
· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!
Any information contained in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.You should contact an authorised insurance adviser, accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between SMART Business Insurance and the reader.
SMART Business Insurance is a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.
enquiry@smartinsure.com.au
1300 542 573
Smart Business Insurance Offices:
Level 11, 484 St Kilda Road, Melbourne VIC 3004
Level 3, 9-11 Claremont Street, South Yarra VIC 3141
Business Hours:
Monday – Friday 8.45 am – 5.30 pm AEST
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