Insurance for Forklifts

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Business Insurance for Forklift Operators*

Businesses operating forklifts as part of their activities face several risks.

Forklift business risks including workers being hit or crushed, when reversing, when refuelling, forklift rollover, falling objects hitting persons, and contact with power supplies.

While you take all necessary precautions the nature of a operations involving forklifts means that a number of things can go wrong where your clients or 3rd parties could seek damages from you.

Sole traderscontractors & small businesses operating forklifts face the risk that their activities may cause damage to plant, damage to property and public, damage to surrounding property, or injury to yourself or a third person. Others risks include interruption to the business operations, plus theft and loss of forklifts.

Business owners with staff or sub-contractors also have exposure related to employees and sub-contractors.

Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Equipment that may be covered with plant and forklift insurance*

Below are just some of the equipment that may be covered with plant and forklift insurance. Please contact us if your plant or forklift is not listed and we may be able to assist.

  • Three-Wheel Forklifts
  • Four-Wheel Forklifts
  • Reach Trucks / Narrow-Aisle Trucks
  • Order-Pickers / Stock-Pickers / Man-Up Units
  • Turret Trucks
  • Jacks / Stackers
  • Stand-Up Counter Balance forklifts
  • Sweepers & Scrubbers
  • Aerial / Scissor Lifts
  • Personnel Carts
  • Tow Tractors / Tuggers
  • Side Loaders
  • Rough Terrain Forklifts
  • Piggy Back Lifts or Truck Mounted Forklifts
  • Hand Pallet Jacks

Business insurance policies for forklift operators*

To protect you against insurable risks SMART may be able to provide you with a competitive quote on suitable business insurance for forklift operators

Public Liability Insurance:*

Public liability insurance will be needed for:

  • The risks of forklift activities causing injury to people or property
  • Unauthorized access, attractive nuisance
  • Liability to sub-contractors, vicarious liability for subcontractors
  • Damage to customer and other third party property
  • Third party injuries

Personal Accident Insurance*

Personal accident for sole traders

Professional risks insurance for business owners operating forklifts*

  • Management Liability

Forklift business insurance quote*

At SMART we aim to treat each of our clients with a friendly and personal touch. Monthly payments are available.

We talk to sole traders, sub –contractors and small business owners , including forklift operators , all over Australia and provide business insurance quotes for them every working day.

For information or an affordable quote on suitable forklift insurance TALK to a SMART Business Insurance Broker on 1300 542 573 or contact us online.

Forklift theft insurance*

Protect against forklift theft with suitable coverage for your forklift. Ask about optional cover on how to protect your income and make your lease payments if your forklift is stolen.

TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your forklift.

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.


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SMART Forklift Insurance in Australia*

What cover features and benefits may be available with earth moving insurance?*

What are your Forklift Insurance Requirements?

As cover inclusions vary significantly from insurer to insurer, depending on your forklift insurance requirements, it may be smart to compare features and benefits.

 How much is forklift insurance?*

The cost of insuring your forklift and forklift activities depends on a number of factors including the level of coverage you require, the sum insured, sub limits, claims history and forklift equipment attachments.

Forklift insurance costs and quotes*

Please contact a SMART business insurance broker for an affordable and suitable insurance quote for your earth moving equipment and earth moving operations on 1300 542 573 or contact us online.