Mechanic Public Liability Insurance

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Business insurance for Mechanics*

If you are a self-employed mobile mechanic, or own a mechanical workshop, and you are looking for affordable and suitable public liability insurance costs and quotes for your business activities you may have come to the SMART place.

Whether you conduct your mechanic work activities from a workshop located in a factory , or warehouse or you are a mobile mechanic we may be able to assist with your public liability and business insurance.

Many Mechanical business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Mechanical business owners can access many BIG name insurers AND
industry specific underwriters here:*

QUESTIONS regarding
Mechanics Business and Public Liability Insurance ANSWERED:*

Business Insurance Cover options for mechanics include:

  • Public Liability Insurance – mechanical workshops can be dangerous ; this cover can protect you from damages arising from to any harm incurred by customers and suppliers visiting your workshop
  • Commercial property insurance – cover the loss or damage to buildings, and property
  • Business Equipment – mechanical equipment can be expensive ; insurance can protect you from theft and damage
  • Stock -cover for your stock of parts and lubricants
  • Commercial vehicle insurance if you use vehicles for commercial purposes
  • Racking, fixture and fittings that you have installed or may be responsible for per your lease agreement
  • Business Interruption – if you can’t trade may cover the loss of sales, less the expenses not incurred, plus the increased cost of working.
  • Fire and Perils – if your premises burns down or suffers a fire
  • Forklifts & Cranes – protection for forklifts and cranes
  • General Property – can cover damage or loss of portable business equipment such as laptop computers, mobiles and tools.
  • Equipment Breakdown -cover if your equipment breaks down
  • Customer vehicles – an important cover for mechanics for vehicles left overnight
  • Driving risk extension – another important cover for mechanics when driving client vehicles
  • Personal Accident Insurance -to protect your weekly wage if you can’t work for an extended period.
  • Cyber insurance – against claims for customer data and privacy breaches

When you are looking for suitable public liability and business insurance for your mechanical business activities you may want to consider if your workshop or mobile van is adequately insured so that your business is able to resume from where it left off before the incident.

That means being able to rebuild and replace the buildings and contents or mobile service van at today’s prices quickly.

With mechanical workshops, recent OH&S legislation requires that new plant fixtures and equipment need to be taken into account.

Smart Broker PRO Tip: It is important to note when providing information on insured values that premium savings for a partially insured workshop or service van won’t make a great contribution to covering any shortfalls if you are underinsured.

Not sure how much cover you need for your mechanic business activities ? In some instances many of the above covers can be combined in the one business insurance pack policy.

Call 1300 542 573 to talk to a friendly SMART business insurance broker who may be able to assist you in finding suitable cover at an affordable cost.

– A self-employed mobile mechanic?

– A mechanical workshop

Depending on the scope of your mechanical work, the mobile mechanic service van or factory age, size, level of fit out, the type and value of your equipment, whether you have sprinklers, the level of security, what is being stored, the type of repair, assembly or manufacturing that is being conducted certain insurance companies may offer better terms.

Our specialist brokers will obtain multiple quotes on suitable mechanic public liability and business insurance policies for your from leading insurance companies such as Vero, QBE, Zurich and AIG.

If you want more information for your mechanic insurance requirements, including what business interruption insurance and public liability can cover, TALK to a SMART Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your mechanical work activities.

Want guidance on Public Liability Insurance coverage for your Mechanic business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
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Learn More About Insurance for your Business:*

GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.