Fire and Perils Insurance

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Fire and Perils Insurance Broker*

If you are after fire and perils insurance for your business or commercial property SMART, can help you find suitable cover for buildings, contents, stock and work in progress at an affordable price.

Your SMART business insurance broker will use their experience to find you an appropriate policy to suit your requirements and offer you personalised service.

What can fire and perils insurance cover?*

  • Buildings
  • Contents
  • Stock
  • Work in progress

Many business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Small business owners can access many BIG name insurers AND
industry specific underwriters here:*

Small business owners QUESTIONS regarding
Fire and Perils Insurance ANSWERED:*

  • Accidental fire
  • Lightning
  • Explosion/implosion
  • Damage caused by aerial devices
  • Malicious Damage
  • Earthquake
  • Storm damage

Insure for the full replacement value.

With stock and work in progress think about what the maximum value of goods that you would lose in a total loss situation at a peak business period.

If you have any questions regarding the fire and peril insurance requirements of your small business one of our friendly insurance brokers will be happy to assist you on 1300 542 573 or contact us online. You’ll receive considered advice and responsive service.

Where ever you are throughout Australia we can help you obtain quotes from multiple leading small business insurance companies such as Vero, Calibre, LumleyZurich and AIG so that you can compare costs and cover.

We can even arrange monthly payments if you want to preserve your cash flow.

Fire and Perils insurance is sometimes known by other names. Please see below just some of the variations. Remember, it’s important to check your policy wording as Fire and Perils insurance policy coverage may vary from one insurance company to another. For your coverage to be suitable for your situation and activities please discuss with your SMART business insurance broker what you want to be covered for.

  • Fire and Allied Perils Insurance
  • Fire and Extended Perils Insurance
  • Fire and Extraneous Perils Insurance
  • Fire and Special Perils Insurance

Want guidance on Fire and Perils Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.