What is business pack insurance for small business?*
Whether you're a sole trader or the owner of a small or medium-sized business, if you are in the business of selling goods to the public, such as a retail shop, restaurant, cafe, office or hotel, it is important that you have an insurance policy that protects you against everyday risks.
By 'packaging' your business insurance into a 'business pack' you can potentially cover many of the risks your business faces in the one policy.
Your business pack insurance or 'Bizpack' can cover the most common insurances you need to run your business in one flexible policy. By grouping and underwriting several risks together, insurers may offer better premiums and terms than if individual policies were purchased.
Call us on 1300 542 573 to find out how you could cover your business risks with suitable business pack insurance.
What are the elements of business pack insurance policies?*
- Public Liability Insurance
- Product Liability Insurance
- General Property
- Cover for Contents, Machinery, Plant and Stock
Additional elements of business pack insurance policies:
- Employers Liability Insurance
- Marine & Cargo
- Legal Liability
- Business Interruption Cover
An insurance business pack typically provides cover for your buildings and contents if they are accidentally damaged by a defined event, such as fire, storm, impact damage, accidental damage, vandalism or malicious damage.A business pack will also usually include public& product liability insurance.
Depending on your business needs you can also add glass, money, marine & cargo and business interruption into your business pack.
At SMART Business Insurance we compare multiple leading insurers to find clients like you the most cost effective business insurance cover you want and need.
Our insurance broking service provides business pack insurance solutions for a range of diverse businesses, day in day out.
You can call us at 1300 542 573 to TALK to a SMART Business Insurance Specialist, or email us as at firstname.lastname@example.org.
Did you know?
Insurance brokers can help you with your claims.
With policies placed directly with insurance companies you are on your own when it comes time to claim.
If you have a claim please contact us 1300 542 573 so we can assist.
For more information, emergency contacts and claims forms please click here.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations. Talk to a SMART business insurance broker on 1300 542 573 for more information.