Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

Fire and perils insurance broker*

If you are after fire and perils insurance for your business or commercial property SMART can help you find suitable cover for buildings, contents, stock and work in progress at an affordable price.

Your SMART business insurance broker will use their experience to find you an appropriate policy to suit your requirements and offer you personalised service.

What can fire and perils insurance cover ?*

  • Buildings
  • Contents
  • Stock
  • Work in progress

What circumstances may be insured under fire and perils insurance?*

  • Accidental fire
  • Lightning
  • Explosion/implosion
  • Damage caused by aerial devices
  • Malicious Damage
  • Earthquake
  • Storm damage

SMART fire and perils insurance tip*

Insure for the full replacement value.

With stock and work in progress think about what the maximum value of goods that you would lose in a total loss situation at a peak business period.

If you have any questions regarding the fire and peril insurance requirements of your small business one of our friendly insurance brokers will be happy to assist you on 1300 542 573 or You'll receive considered advice and responsive service.

Fire and perils insurance quote*

Where ever you are throughout Australia we can help you obtain quotes from multiple leading small business insurance companies such as Vero, Calibre, Lumley, Zurich and AIG so that you can compare costs and cover.

We can even arrange monthly payments if you want to preserve your cash flow.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations. Talk to a SMART business insurance broker on 1300 542 573 for more information.