Fire and Perils Insurance

If you are after fire and perils insurance for your business or commercial property SMART, can help you find suitable cover for buildings, contents, stock and work in progress at an affordable price.

Your SMART business insurance broker will use their experience to find you an appropriate policy to suit your requirements and offer you personalised service.

What can fire and perils insurance cover?*

Buildings

Contents

Stock

Work in progress

Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Get a Quote

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What circumstances may be insured under fire and perils insurance?*

Accidental fire
Lightning
Explosion/implosion
Damage caused by aerial devices
Malicious Damage
Earthquake
Storm damage

SMART fire and perils insurance tip*

Insure for the full replacement value.

With stock and work in progress think about what the maximum value of goods that you would lose in a total loss situation at a peak business period.

If you have any questions regarding the fire and peril insurance requirements of your small business one of our friendly insurance brokers will be happy to assist you on 1300 542 573 or contact us online. You’ll receive considered advice and responsive service.

Fire and perils insurance quote*

Where ever you are throughout Australia we can help you obtain quotes from multiple leading small business insurance companies such as Vero, Calibre, Lumley, Zurich and AIG so that you can compare costs and cover.

We can even arrange monthly payments if you want to preserve your cash flow.

Did you know?*

Fire and Perils insurance is sometimes known by other names. Please see below just some of the variations. Remember, it’s important to check your policy wording as Fire and Perils insurance policy coverage may vary from one insurance company to another. For your coverage to be suitable for your situation and activities please discuss with your SMART business insurance broker what you want to be covered for.