Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

Business Insurance for Skid steer loaders and Skid steer loader operators*

Operating earth moving equipment such as a skid steer loader has significant risks.

If you are looking for insurance cover for your skid steer loader and/or for protection for your skid steer loader operations you may have come to the smart place.

While you take all necessary precautions the nature of earthmoving activities means that a number of things can go wrong where you may damage your skid steer loader and/or clients or 3rd parties could seek damages from you.

Sole traders, contractors & small businesses operating skid steer loaders face the risk that their activities may cause damage to plant, damage to property and public, damage to surrounding property, or injury to yourself or a third person. Others risks include interruption to the building site, plus theft and loss of the skid steer loader.

Skid steer loader operators with staff or sub-contractors also have exposure related to employees and sub-contractors. Slips, trips and falls, are also risks for skid steer loader operators.

Skid steer loaders that may be covered with skid steer loader insurance*

Track mounted or wheeled.

Skid steer loaders and backhoes that may be able to be insured; whether owned , leased, or hired in include the following brands and many : Case, Caterpillar, Fermec, Ingersoll –Rand, John Deere, Komatsu, Massey Ferguson, New Holland,Terex, Volvo , and more.

Business insurance policies for skid steer loader operators*

To protect you against insurable risks SMART may be able to provide you with a competitive quote on suitable business insurance for skid steer loader operators

Public Liability Insurance:

Public liability insurance will be needed for:

  • The risks of your excavating activities causing injury to people or property
  • Unauthorized access, attractive nuisance
  • Liability to sub-contractors, vicarious liability for subcontractors
  • Damage to customer and other third party property
  • Third party injuries

Product liability

Personal Accident Insurance

Personal accident for sole traders

Skid steer loader plant and machinery insurance

Contract Works

Professional risks insurance for skid steer loader operators*

  • Management Liability
  • Professional Indemnity

Skid steer loader business insurance quote*

At SMART we aim to treat each of our clients with a friendly and personal touch. Monthly payments are available.

We talk to sole traders, sub –contractors and small business owners , including skid steer loader operators , all over Australia and provide business insurance quotes for them every working day.

For information or an affordable quote on suitable front end loader insurance TALK to a SMART Business Insurance Broker on 1300 542 573 or email us at

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

    Did you know?*

    Insurance brokers can help you with your claims.

    With policies placed directly with insurance companies you are on your own when it comes time to claim.

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations. Talk to a SMART insurance broker on 1300 542 573 for more information.

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