Business Insurance for Startups
Startup Business Insurance Quotes*
Whether you operate a tech startup or have opened a new cafe, nail salon or professional services business, wherever you are based in Australia, if you want to protect yourself and your start up you need a suitable insurance cover.
Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*
Get a Quote
- Answers to Questions
- Suitable Cover
- On Your Team
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How much does insurance cost for startup businesses?*
The cost of business insurance will vary significantly and many startups may need to pay a little or lot more per month to cover their business suitably.#
Our helpful business insurance brokers may be able to help you find suitable and affordable insurance for your startup.
#Depending on how many covers you select, the cover limits, excesses, your industry, the size of your team, the previous experience of the directors of the startup and your location the cost of cover will vary and certain insurance companies may offer better terms for your startup.
Our brokers are specialist in finding suitable and affordable cover for business startups and may obtain multiple quotes on suitable insurance policies that you can pay monthly for your from leading insurance companies such as Vero, Zurich, AIG and specialist underwriters.
TALK to a SMART Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your startup.
What types of insurance does a startup need?*
The type of insurance cover a startup will need will depend on its business activities and scale. All Australian startups will require at least public liability and tech startups will also require cyber insurance.
Below are just some of the types of insurance protection that startup founders should consider.
- Public Liability – a key cover for all Australian businesses; including startups
- Professional Indemnity Insurance – for startup professional firms that provide advice for a fee
- Commercial Property Insurance – for startups that operate from commercial property
- Product Liability – For protection against damages caused by your business products.
- Commercial Vehicle Insurance Cover for your work vehicle/s.
- Cyber Insurance Protects you and your startup where damages involve internet or customer data. Cyber cover is essential for tech startups.
- Management Liability Insurance For claims arising from employee relations, OH & S and discrimination.
- Business Insurance Pack – you may be able to combine multiple covers for your startup in a business pack. Ask your SMART broker for details.
- Workers Compensation Insurance – for startups with employees
For further reading on insurance covers for startup business click here.
Want your QUESTIONS on Business Insurance ANSWERED?
Get in touch. *
Get a Quote
- Answers to Questions
- Suitable Cover
- On Your Team
"*" indicates required fields
Insurance quotes for Startups from the SMART team of Brokers*
Tech startups will require at least public liability and cyber insurance. It also likely that they will require a business insurance pack and some of the other types of covers above. To find out what type of insurance your tech startup needs call us on 1300 542 573 or contact us online.
What startups need to know about insurance*
- We act for you – the startup founder – not the insurance company
- You’ll receive a competitive quote on a suitable policy
- You receive responsive friendly service.
- You’ll receive a competitive rate on a suitable policy year after year
- You’ll have us in your court if you need to claim
- Monthly payment options
- We’ll do the leg work for you!
