Small Truck Insurance
Small Truck Insurance Quotes*
If you are looking for an insurance broker to handle your small and light truck insurance needs you may have come to the SMART place.
Wherever you operate in Australia, if you are after fully comprehensive small truck insurance policy , third party (fire & theft) light truck insurance policy or third party truck insurance we may be able to assist.
Typically a fully comprehensive small truck insurance policy is recommended for commercial truck drivers as it covers many types of cases like theft, accidents and other damage.
Small Truck Insurance Quotes
Need a small truck insurance quote online? Contact Us.
Small truck insurance quotes online*
Our smart combination of personal and online service allows you to obtain quotes and/or information regarding truck insurance for your business activities by a business insurance broker via Live Chat, email and/or phone.
Our helpful insurance brokers are able to make the process easy for you to understand and generally will be able you provide you with quotes for suitable truck insurance policies quickly.
With popular small and light trucks our brokers can often provide you with a competitive quote from leading insurers including Allianz and Zurich in just a few minutes. With less common trucks, heavy motor or trucks with specialist equipment your SMART broker may be able to source you a suitable and affordable quote from a specialist underwriter.
Truck insurance brokers*
Perhaps best of all the team at SMART are here to represent your interests. SMART Business Insurance brokers act for our clients. SMART Business Insurance is not an agent of the insurance companies.
Why does that matter to you – the truck and business owner?
It’s in your interest to look for a competitive truck insurance quote. It is also in your interests to aim to have a policy that will respond to your claim and pay out. It’s the combination of cover and value that SMART insurance brokers may provide with your truck insurance quote.
How Much Does Truck Insurance Cost?*
If you own a truck for business, no matter where in Australia you operate or the size of your vehicle, having suitable truck insurance is vital for protecting your business and income. The cost of truck insurance will vary depending on the type and value of the truck you operate, your business and claims history, and the coverage required.
A comprehensive truck insurance policy, for example, may cover theft, accidents, and other damage to your vehicle and will cost you more than third-party insurance which may only cover you for damage caused by your truck to others.
In general, the following factors will impact the cost of your truck insurance:
- The size, type, and value of your truck
- Where your truck is located
- The type and amount of insurance coverage you require
- Your previous claims history (both for the company as a whole and by individual drivers)
- Whether you are insuring a single truck or a fleet (discounts may be available when insuring a fleet of trucks)
- Any additional coverage (such as for trailers and other equipment installed on the vehicle) you require
Average Commercial Vehicle Insurance Rates *
Below is a table of popular commercial car and trucks and the approximate starting cost for cover.
- Commercial car insurance cost: $1140 to $2,160 or $105 to $200 per month
- Commercial van insurance cost: $1,680 to $2,880 or $155 to $265 per month
- Small Commercial truck insurance cost: $1,320 to $2,640 or $125 to $245 per month
- Medium Commercial truck insurance cost: $1,800 to $3,300 or $165 to $310 per month
- Large Commercial truck insurance cost: $3,600 to $6,000 or $335 to $560 per month
Whether you have one commercial car or operate a fleet of commercial trucks if you are unsure about your insurance cover, or think you are paying too much for your commercial vehicle insurance, a SMART business insurance broker may be able to help. Call us on 1300 542 573 or contact us online.
Please note: The above prices are indicative only and pricing may vary significantly from the above based on commercial vehicle value, vehicle location, coverage level, and accessories. Individual underwriting criteria will apply. While you may just want a quick idea of how much commercial vehicle insurance is going to cost it is important to ensure the policy covers you for the full business activities you undertake and the insurance policy and company will respond as intended when there is a claim; so we strongly recommend you call your broker on 1300 542 573.
Get a Quote
Light trucks that can be covered with small truck insurance*
Just some of the small trucks that may be covered with light truck insurance are listed below. Please contact us if your small or light truck is not listed and we may be able to assist.
- Refrigerated Truck
- Isuzu truck
- Hino truck
- 2 tonne truck
- 5 tonne truck
- 10 tonne truck
- Mini truck
- Mini van
- Pick up truck
- Work utes
Commercial truck insurance quote*
At SMART we aim to treat each of our clients with a friendly and personal touch. Monthly payments may be available.
We talk to sole traders, sub –contractors and small business owners, including contractors that operate small and light trucks, all over Australia and provide business insurance quotes for them every working day.
Why Should I use a Broker to get Truck insurance for my Business?*
Getting suitable truck insurance for your business at an affordable price can be challenging. There are many insurance providers out there that offer a wide range of policies that vary in price, features, and overall coverage they offer. An insurance broker can help you to assess different policies and help you to choose a suitable policy for your circumstances.
Insurance brokers may have expert knowledge of the truck insurance market which means they may be able to access policies not available from direct insurers and they may have the ability to compare the terms of the different policies available.
An important benefit they may provide for you is that they do not work for a particular insurance company. Instead, they work for you as an impartial advisor that assesses many different truck insurance providers and policies to help you get a suitable and affordable policy for your circumstances.
An added benefit is that an insurance broker may not result in any additional cost to you as they shop around the market for you and are paid a commission by the insurance company once you choose a policy.
With a good insurance broker, you get guidance about the benefits and pitfalls of different insurance policies because they are not beholden to any given provider.
An insurance broker may be able to negotiate lower rates for you by finding a suitable policy from competing insurance products and because sometimes they have access to policies and discounts only available to brokers. They may also use their knowledge to conduct negotiations with insurance companies on your behalf to ensure you get as favourable a price possible.
A good insurance broker should talk to you get an understanding of how your business operates and understand the risks you face.
An insurance broker helps you find a suitable and affordable insurance policy and acts as a single point of contact for your insurance needs – including helping you if you need to make a claim.