Insurance for Labourers

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Business Insurance for a Labourer*

“Who’s going to do the heavy lifting?”

As a labourer, you know that often no one else on site will help with the heavy lifting; they’ll leave it to the labourer.

So who is there to help you with the heavy lifting?

At SMART we can’t help you with the physical heavy lifting on site, but we CAN help your business avoid having to do unnecessary heavy lifting if an insurable accident occurs.

What type of heavy lifting can be avoided by your labouring business by obtaining protection via insurance?

Many Labourers are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Labourers can access many BIG name insurers AND
industry specific underwriters here.*

Your QUESTIONS regarding
Labourers Insurance ANSWERED:*

  • Public Liability – eg: someone tripping over building materials you just moved or you accidently damage a client’s property.
  • General Property – eg: loss of labouring equipment.
  • Personal Accident and Sickness insurance – eg. recommended for labourers who are sole traders. This cover can provide income if you are injured at work or sick for an extended period. The weekly benefit could cover you for up to over 100 weeks and a high proportion of your weekly income at the time of the injury or sickness.

For many, the heavy lifting performed day in day out by labourers is similar to insurance. No one wants to do it but everyone needs someone to help them out.

Our business insurance brokers are specialists in labouring services. They can source suitable business insurance packages (biz pack) to suit the needs of sole trader,small and medium and labouring businesses. Due to the high risk facing labourers not all insurance companies want to provide insurance protection for this occupation. Depending on the size and nature (eg: domestic or light commercial) of the labouring service, our brokers know which insurers and underwriters are likely to provide suitable cover and competitive prices for labouring businesses.

If you are a labourer on domestic or light commercial sites assisting builders,carpentersplumbers, plasterers, electricians,or earthmovers we may be able to assist you cover your insurable risks.

TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your labouring business.

Want guidance on Labourers Insurance coverage?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.