Business Insurance for Hairdressers & Hair Salons

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Insurance for Hairdressers*

As a hairdresser you know that while “anyone” can cut hair not “everyone” can achieve the right look every time whether it’s a hair colour, basic mens cut, blow wave or hair foiling.

When a hairdressing job goes wrong it can be very emotional and traumatic. It’s a bit the same with business insurance. When it comes time to claim it can be very stressful if you discover you are not covered suitably.

While, as a hairdresser, you can try “do it yourself” business insurance with a generalist insurance company it makes sense that a business insurance broker that specialises in finding suitable policies for small businesses such as hair salons is a smart choice to source a competitive quote for you to cover your hairdressing business risks.

At SMART we can’t help you with the scalp massage, shampooing, cutting, styling, colouring, straightening or blow drying but we CAN help you with cover for your hair salon.


Types of Insurance for a Hair Salon: *

  • Public Liability – eg: someone slipping and hurting themselves inside your salon
  • General Property – eg: loss or damage to tv, seats, and hair dressing equipment.
  • Commercial property – eg. Damage to commercial building
  • Business Interruption – to protect against loss of business income.

Insurance quotes for hair & beauty salons *

Having their hair “done”” for some people is a fun enjoyable lifestyle experience. For others paying for a hairdresser is similar to paying for a suitable business insurance policy. For these people they don’t really want to fork out much for a hair treatment, but they need to get it done . Similarly, business insurance is often seen as a “grudge purchase” by small business owners – but they know it can be invaluable when they need to claim.

Our business insurance brokers are specialists in small retail businesses, including hair salons. They can source suitable business insurance packages (biz pack) to suit the needs of your hair salon/s.

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Self-employed hairdresser insurance quotes*

Cover for a self-employed hairdresser can include public liability, tool insurance, personal accident insurance as a starting point. Depending on your activities your coverage may vary. TALK to one of our helpful brokers on 1300 542 573 or contact us online.

Mobile hairdressing insurance*

Mobile hairdressers often have an extra set of risks compared to hairdressers working from a salon as you are visiting other peoples premises. Public liability insurance is essential and you should also consider tool insurance and personal accident insurance. TALK to one of our helpful insurance brokers to compare cover and obtains costs for Mobile Hairdressing insurance.