Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

Product and Public liability insurance for food businesses

If you are looking for public and product liability insurance for your food business you may have come to the SMART place for affordable and suitable cover.

What food products liability insurance do you need?*

If your business manufactures, processes or sells food you need suitable liability insurance.

There are two key liability covers for food businesses:

  • Food Product Liability – eg: may covers businesses in the food industry for claims arising from unwanted objects in food, food poisoning, allergic reactions and inadequate labelling.
  • Food product liability is an essential cover for food manufacturers , processors and also for food retailers such as restaurants , cafes, bakeries, caterers, delis and take-away food shops.
  • Food Public Liability – eg: injuries from slips and falls. While the risks are greater if you deal directly with the public an essential cover for any small business.

Other insurable risks and cover in the food industry *

If you operate a business in the food industry there are number of other relevant covers for you to consider:

  • Commercial Property – eg: damage to building via vandalism
  • Fire and Perils – eg: fire arising from meal preparation , electrical malfunctions, unguarded flames and grease fires.
  • Equipment Breakdown – eg: cover for purpose built equipment breaking down.
  • Commercial vehicle – cover for forklifts , refrigerated trucks , vans etc.
  • Marine cargo - cover for deliveries while in transit.

For more information or a quote please TALK to one of our helpful small business insurance brokers on 1300 542 573 or email us on

Food product and public liability insurance broker

Where possible our friendly insurance brokers will obtain multiple quotes on suitable food public and product liability insurance policies for your from leading insurance companies such as Vero, Chubb, Zurich and AIG or obtain a competitive quote from a specialist underwriter.

For more information what food product and public liability insurance can cover , or a quote , TALK to a SMART Insurance broker on 1300 542 573 or email us at

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART broker on 1300 542 573 for more information.