Every working day many carpenters throughout Australia go to work thinking about the tasks they need to complete that day,rather than worrying too much about the risks they face doing it....
If you work as a carpenter or cabinet maker the nature of your everyday work presents a number of risks.
Wherever you are in Australia, as a self-employed, sole trader or contractor carpenter, its important you get suitable and affordable carpenters insurance, including public liability, to protect yourself and your business from potential claims that may arise from your work activities.
If you want to know what insurance a carpenter needs you may have come to the smart place. Our team of friendly brokers are here to make it easy for you to find suitable cover, including public liability, for your carpentry business risks. Simply call us on 1300 542 573 or enquire online.
Carpenters need public liability insurance as carpentry involves working with volatile materials and hazardous chemicals that increase the probability of an accident on site.
Property, vehicles, machines, tools and equipment being used on site may be damaged due to accidents.
The constant presence of volatile materials such as wood, sawdust, paint, solvents, shavings, chips, adhesives and other chemicals, place the work site at a high risk.
Risks a carpenter or cabinet maker small business owners are exposed to from their work activities include that may be covered by public liability insurance include :
So, how much is insurance for a carpenter?
The core insurance for self-employed carpenters in Australia is public liability insurance.
Please note: While cheap Public Liability Insurance can seem attractive on the surface it is important to ensure the policy covers you for the full business activities you undertake and the insurance policy and company will respond as intended when there is a claim.
For carpenters that:
Please TALK to a friendly SMART business insurance broker on 1300 542 573 who may be able to assist or contact us online.
Carpenters insurance is designed to cover the insurable risks that carpenters face in their business activities.
In Australia, public liability insurance is typically a key component of suitable carpenters insurance cover.
Below are a number of insurance covers, in addition to public liability insurance, that carpenters should consider.
Trying to work out what insurance your carpentry business needs?
We may be able to assist.
Wherever you are in Australia when you contact SMART business insurance, your friendly business insurance broker may be able to help answer your questions and find you suitable and affordable insurance for your carpentry business.
Talk to a SMART business insurance broker on 1300 542 573 to discuss carpenter's insurance,including public liability, TODAY.
Carpenters need tool insurance as tools are the lifeblood of carpenters . They help chippies just like you to complete work on time, and to deliver quality workmanship. Good tools are expensive.. If they break or are stolen, it can impact your ability to get the job done or cost you thousands to replace.
Without tool insurance, you will have to dig into your own savings or borrow money to get the tools replaced or repaired.
To be covered correctly at claim time as a carpenters you need to disclose ALL of your work activities to your insurance broker, and insurance companies, no matter how infrequently you perform that type of work. Are your activities restricted to carpentry or are you undertaking broader building activities? insurance policies are priced according to risk. Failure to disclose any type of work you perform means you will not be covered if an incident occurs while undertaking an undisclosed work activity.
Simply TALK to a SMART Business Insurance broker on 1300 542 573 or contact us online for suitable and affordable public liability and business insurance quotes for your carpentry business.