Are you a tradie and need trailer insurance?
Or do you have a commercial motor insurance policy and you are wondering if you need separate insurance for your trailer.
Need trailer insurance?
Call us on 1300 542 573 or email us at firstname.lastname@example.org and we'll organise a competitive quote for you on a suitable policy.
If you have a flatbed trailer, transport trailer, tipping trailer or even a horse trailer we can help!
Insure your trailer with your vehicle
Under a general car insurance policy, the only insurance cover you'll get for your trailer (and only while attached to your car) is cover for third party property damage only.
If your trailer suffers loss or damage while attached to your vehicle, what are you covered for?
- Cost to repair your trailer - NO
- Accidental damage, fire or theft of your trailer - NO
- Accidental third party property damages, caused by your trailer - YES
In all cases the trailer must be attached to your vehicle at the time of the incident just to be covered for third party property damages only.
However we can source suitable trailer insurance cover, both whilst it is attached or detached.
Comprehensive motor vehicle insurance for both your car and trailer is the most cost effective way of providing cover for your trailer.
Insurance for your trailer that will provide cover whether your trailer is attached to your vehicle or not.
If you want more comprehensive cover for your trailer so that it may be covered either with or without the towing vehicle then you must insure the trailer separately. Then you will be covered for:
- Cost to repair your trailer - YES
- Accidental damage, fire or theft of your trailer - YES
- Accidental third party property damages, caused by your trailer – YES
Insuring your trailer separately can cover you more comprehensively, whether your trailer is attached to your vehicle or not.
For more information or a quote regarding trailer insurance contact a SMART Business Insurance broker on 1300 542 573 or email us at email@example.com.