Tool Insurance

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Tradies Insurance for Tools of Trade*

Tools are the lifeblood of tradesmen. They help tradies, tradesmen and contractors to complete work on time, and to deliver quality workmanship. Good tools are expensive.. If they break or are stolen, it can impact your ability to get the job done or cost you thousands to replace.

Without tool insurance, you will have to dig into your own savings or borrow money to get the tools replaced or repaired.


Who needs their tools?*

Sole traders and businesses operating as electricians, plumbers, gardeners, carpenters, and other contractors are all reliant on their tools.

SMART Cover for tool insurance*

Smart tradies will request insurance for tools to accompany their Public Liability Insurance.

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Tools insurance endorsement*

A smart tool insurance policy can cover you and your business against the financial cost of repairing and replacing machinery and against the theft of tools and equipment. Tools insurance can cover hand-tools and power tools. Tools can be insured against theft and accidental damage.

Other insurance for tradesmen to consider in addition to tools insurance include public liability insurance, vehicle insurance, van insurance, ute insurance, trailer insurance & workers compensation insurance.

 For more information:

For more information or a quote on tool insurance TALK to a SMART Business Insurance Broker on 1300 542 573 or email us at