Small Business Public Liability Insurance Quote

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Quotes for Public Liability Insurance*

If you are a small business owner looking for suitable public liability insurance at an affordable cost you may have come to the SMART place.

Wherever you are in Australia our team of friendly small business insurance brokers may be able to help you with quotes for public liability insurance, and other covers , from leading insurance companies such as Vero, Zurich, Chubb , QBE , AIG and more.


How much does public liability insurance cost for a small business?*

If your small business is considering public liability insurance, your SMART Business Insurance broker can talk to you about the cost of taking out public liability insurance.

The cost of public liability insurance for your business depends on a number of key factors including:

  • The nature and scope of your business
  • Your business turnover and size
  • Amount of insurance cover your business needs

Please note: While cheap Public Liability Insurance can seem attractive on the surface it is important to ensure the policy covers you for the business activities you undertake and the insurance policy and company will respond as intended when there is a claim.

Do I need public liability insurance for my business?*

Public liability insurance is the core insurance required by all small businesses, sole traders and self-employed contractors in Australia.

For a relatively small amount public liability insurance may save you from business and personal ruin.

For some types of small businesses public liability insurance is compulsory. Further some of your potential clients will only engage businesses covered by public liability insurance.

For small business means public liability insurance may cover third party damages; including legal defence costs.

That is public liability insurance may cover your small business for claims against:

  • Damage to someone else’s property
  • Personal injury to someone not employed by you

Examples of small business public liability insurance claims are:

  • Slips, trips and falls to someone not employed by you
  • Damage to the equipment or personal belongings of someone not employed by you
  • A falling or moving tool or building material causes damage to someone else’s property or someone not employed by you

In the above situations your business may be legally responsible for the claim. To cover your small business against potential public liability insurance claims, talk to your SMART Business Insurance Broker on 1300 542 573.

Smart broker tip: In some instances , public liability insurance may help cover legal bills against claims against you – whether the allegations are true or not..

Get a Quote

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Compare small business public liability insurance*

Want to compare small business public liability quotes, costs and terms from a variety of leading insurance companies such as Vero, Zurich, Chubb , QBE , AIG and more.

Call us on 1300 542 573 or email – we are here to help you find suitable public liability for your small business activities at an affordable cost.