Life Coaches Insurance

Life coaching business activities we may be able to cover with liability and business insurance*

We may be able to assist in sourcing professional indemnity and public liability quotes, costs and cover for a wide range of life coaching activities including those listed below:

• Lifestyle coaching
• Health & Wellness coaching
• Work / life balance coaching
• Stress management coaching
• Relationship coaching
• Lifecycle or life stages coaching

Key risks facing Lifestyle coaches in their day to day work in Australia*

Examples of risks which face Lifestyle coaches include:

• allegations of poor advice or inappropriate advice provided;
• allegations of exceeding professional boundaries;
• failure to deliver on promised outcomes or results or misunderstanding on what the outcomes of coaching would be;
• poor decision outcomes on part of clients acting on your recommendations or counselling;
• accusations of bullying, anxiety as a result of working with coaches;
• breach of confidentiality, privacy, discrimination;
• fraud and dishonesty
• client relying on ‘advice ’not intended to be relied on by the coach.

Professional indemnity insurance cover for life coaches*

Lifestyle coaches need to protect themselves against claims involving allegations of any:

• act, error or omission or negligent advice led to financial loss, emotional distress, adverse health effects, deterioration in the business or quality of life;
• poor decisions were made with detrimental consequences based on poor advice or coaching rendered;
• discrimination against an individual;
• defamatory remarks;
• confidentiality breach – coaches become privy to personal information (lifestyle coaching)
• breach of privacy if the consultant uses personal information without permission;
• Allegations of not being adequately qualified or experienced for the work undertaken and advice given
• Breach of copyright – inadvertently using a competitors IP in your material.