Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

Business Insurance for Forklifts

Businesses operating forklifts as part of their activities face several risks.

Forklift business risks including workers being hit or crushed, when reversing, when refuelling, forklift rollover, falling objects hitting persons, and contact with power supplies.

While you take all necessary precautions the nature of a operations involving forklifts means that a number of things can go wrong where your clients or 3rd parties could seek damages from you.

Sole traders, contractors & small businesses operating forklifts face the risk that their activities may cause damage to plant, damage to property and public, damage to surrounding property, or injury to yourself or a third person. Others risks include interruption to the business operations, plus theft and loss of forklifts.

Business owners with staff or sub-contractors also have exposure related to employees and sub-contractors.

Equipment that may be covered with plant and forklift insurance

Below are just some of the equipment that may be covered with plant and forklift insurance. Please contact us if your plant or forklift is not listed and we may be able to assist.

  • Three-Wheel Forklifts
  • Four-Wheel Forklifts
  • Reach Trucks / Narrow-Aisle Trucks
  • Order-Pickers / Stock-Pickers / Man-Up Units
  • Turret Trucks
  • Jacks / Stackers
  • Stand-Up Counter Balance forklifts
  • Sweepers & Scrubbers
  • Aerial / Scissor Lifts
  • Personnel Carts
  • Tow Tractors / Tuggers
  • Side Loaders
  • Rough Terrain Forklifts
  • Piggy Back Lifts or Truck Mounted Forklifts
  • Hand Pallet Jacks

Business insurance policies for forklift operators

To protect you against insurable risks SMART may be able to provide you with a competitive quote on suitable business insurance for forklift operators

Public Liability Insurance:

Public liability insurance will be needed for:

  • The risks of forklift activities causing injury to people or property
  • Unauthorized access, attractive nuisance
  • Liability to sub-contractors, vicarious liability for subcontractors
  • Damage to customer and other third party property
  • Third party injuries

Product liability

Personal Accident Insurance

Personal accident for sole traders

Professional risks insurance for business owners operating forklifts

  • Management Liability

Forklift business insurance quote

At SMART we aim to treat each of our clients with a friendly and personal touch. Monthly payments are available.

We talk to sole traders, sub –contractors and small business owners , including forklift operators , all over Australia and provide business insurance quotes for them every working day.

For information or an affordable quote on suitable forklift insurance TALK to a SMART Business Insurance Broker on 1300 542 573 or email us at

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

    Forklift theft insurance

    Protect against forklift theft with suitable coverage for your forklift. Ask about optional cover on how to protect your income and make your lease payments if your forklift is stolen.

TALK to a SMART Business Insurance broker on 1300 542 573 or email us at for SMART insurance cover for your forklift.

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.