Business Insurance Victoria

Victorian Small Business Insurance Broker*

Based in St Kilda Road, Melbourne, Victoria SMART Business Insurance has sourced public liability insurance for businesses in many VIC cities, suburbs and towns such as Bentleigh, Melbourne, Epping, Mansfield, Prahran, Reservoir, Mornington, Kew, Bendigo, Lara, Thomastown, Cranbourne, Geelong, Werribee, Ballarat and many more.

Victorian businesses that we have secured cost effective public liability for range from Beauty Salons, Grocers, Glaziers, Restaurants , Cafes , Bars, Plumbers , Carpenters, Handymen, Private Eyes, commercial property owners , Environmental Consultants, I.T. firms and more.

SMART gives business owners in Victoria friendly service delivered in a modern way. Victorian business owners communicate via Live Chat, E-mail, phone and in person with our business insurance brokers. We look after the business owner’s interests – not the insurance company’s interests

Business Insurance Requirements Victoria*

The core insurance requirement for Victorian and Australian business is Public liability insurance. Depending on the needs of your Victorian small business, below are some types of insurance cover for Victoria business owners to consider :

• Public and products liability – may protect a Victorian small business when products you have supplied, repaired or manufactured cause harm, injure someone or cause property damage.
• General property insurance – may cover damage or loss to and business equipment such as , mobiles , computers , power equipment , or stock such as timber or frames.
• Business insurance pack – you may be able to combine multiple covers in a specially designed policy for a small carpentry business. Ask your SMART broker for details.
• Marine cargo – cover if you receive or send goods such as building materials via post or freight.
• Professional Indemnity – if you provide professional advice or a fee.
• Commercial motor – may cover any vehicle – car, van , light truck – that you own and use mainly for business.
• Personal Accident and Sickness – to protect your personal income if you can’t work for an extended period.
• Tool insurance – Without tool insurance, you will have to dig into your own savings or borrow money to get the tools replaced or repaired.
• General property insurance is the name of the policy that may cover damage or loss to carpenters tools and business equipment such as , mobile, computers and power equipment

Trying to work out what insurance your Victorian small business needs?

Sometimes a sole trader or contractor may choose only a single or two insurance product.

Small businesses with a few employees may need a combination of one or more insurance policies.

We may be able to assist.

Wherever you are in Victoria or Australia when you contact SMART business insurance , your friendly business insurance broker may be able to help answer your questions and find you suitable and affordable insurance for your business.

Talk to a SMART small business insurance specialist, based in Melbourne Victoria on 1300 542 573 to discuss Victorian business insurance cover TODAY.