Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

Business Insurance Victoria (VIC)

Victorian based Small Business Insurance broker for Victorian(VIC) business owners

If you are a small business owner, self-employed contractor or sole trader in Victoria (VIC) looking for business insurance such as public liability insurance you have come to the SMART place.

As a local Victorian broker, SMART Business Insurance brokers assist businesses, contractors and sole traders throughout VIC with their products and public liability insurance, business insurance packs, professional indemnity insurance, commercial property insurance and other business insurance needs.

Victorian Small Business Insurance Broker

Based in St Kilda Road, Melbourne, Victoria SMART Business Insurance has sourced public liability insurance for businesses in many VIC cities, suburbs and towns such as Bentleigh, Melbourne, Epping, Mansfield, Prahran, Reservoir, Mornington, Kew, Bendigo, Lara, Thomastown, Cranbourne, Geelong, Werribee, Ballarat and many more.

Victorian businesses that we have secured cost effective public liability for range from Beauty Salons, Grocers, Glaziers, Restaurants , Cafes , Bars, Plumbers , Carpenters, Handymen, Private Eyes, commercial property owners , Environmental Consultants, I.T. firms and more.

SMART gives business owners in Victoria friendly service delivered in a modern way. Victorian business owners communicate via Live Chat, E-mail, phone and in person with our business insurance brokers. We look after the business owner's interests – not the insurance company's interests

Business Insurance Requirements Victoria

The core insurance requirement for Victorian and Australian business is Public liability insurance. Depending on the needs of your Victorian small business, below are some types of insurance cover for Victoria business owners to consider :

  • Public and products liability - may protect a Victorian small business when products you have supplied, repaired or manufactured cause harm, injure someone or cause property damage.
  • General property insurance – may cover damage or loss to and business equipment such as , mobiles , computers , power equipment , or stock such as timber or frames.
  • Business insurance pack – you may be able to combine multiple covers in a specially designed policy for a small carpentry business. Ask your SMART broker for details.
  • Marine cargo – cover if you receive or send goods such as building materials via post or freight.
  • Professional Indemnity – if you provide professional advice or a fee.
  • Commercial motor – may cover any vehicle - car, van , light truck - that you own and use mainly for business.
  • Personal Accident and Sickness – to protect your personal income if you can't work for an extended period.
  • Tool insurance - Without tool insurance, you will have to dig into your own savings or borrow money to get the tools replaced or repaired.
  • General property insurance is the name of the policy that may cover damage or loss to carpenters tools and business equipment such as , mobile, computers and power equipment

Trying to work out what insurance your Victorian small business needs?

Sometimes a sole trader or contractor may choose only a single or two insurance product.

Small businesses with a few employees may need a combination of one or more insurance policies.

We may be able to assist.

Wherever you are in Victoria or Australia when you contact SMART business insurance , your friendly business insurance broker may be able to help answer your questions and find you suitable and affordable insurance for your business.

Talk to a SMART small business insurance specialist, based in Melbourne Victoria on 1300 542 573 to discuss Victorian business insurance cover TODAY.

Business Insurance Quotes Victoria

Thousands of business owners throughout Victorian and Australia have found it easy and cost effective to get public liability quotes and cover from us. We source quotes for public liability from multiple insurance companies (including Vero Insurance, AIG Insurance, Chubb , CGU and Zurich Insurance) and discuss the benchmark level or cover for your type of business.

And if you ever need to claim – we are here to support you. No one can look after the business insurance needs of a Victorian based business like a Victorian insurance broker. No matter where you are in Victoria, we are here to help you get suitable business insurance and public liability cover cost effectively.

To discuss the public liability cover your business needs, and to get quotes from multiple insurance companies, talk to a SMART Business Insurance broker, a Victorian based business insurance broker on 1300 542 573 or email us at

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

SMART can access over 30 insurers and underwriters to save you time and money.

  • Business Insurance Vero
  • Business Insurance Calibre
  • Business Insurance Zurich
  • High Street Underwriting
  • CGU
  • Business Insurance Chubb
  • Business Insurance Dual
  • Business Insurance Lumley

Some of the cities and towns SMART Business Insurance service in Victoria (VIC) include:-

Business insurance brokers for Melbourne
Business insurance brokers for Geelong
Business insurance brokers for Ballarat
Business insurance brokers for Bendigo
Business insurance brokers for Shepparton
Business insurance brokers for Melton
Business insurance brokers for Mildura
Business insurance brokers for Wodonga
Business insurance brokers for Warrnambool
Business insurance brokers for Sunbury
Business insurance brokers for Traralgon
Business insurance brokers Wangaratta
Business insurance brokers Moe
Business insurance brokers Morwell
Business insurance brokers Horsham
Business insurance brokers Sale
Business insurance brokers Ocean Grove
Business insurance brokers Bacchus Marsh
Business insurance brokers Pakenham
Business insurance brokers Echuca
Business insurance brokers Bairnsdale
Business insurance brokers Warragul
Business insurance brokers Colac
Business insurance brokers Swan Hill
Business insurance brokers Portland
Business insurance brokers Lara
Business insurance brokers Hamilton
Business insurance brokers Benalla
Business insurance brokers Torquay
Business insurance brokers Maryborough
Business insurance brokers Clifton Springs
Business insurance brokers Healesville
Business insurance brokers Ararat
Business insurance brokers Castlemaine
Business insurance brokers Leopold
Business insurance brokers Seymour
Business insurance brokers Wonthaggi
Business insurance brokers Emerald
Business insurance brokers Stawell
Business insurance brokers Drouin
Business insurance brokers Kyabram
Business insurance brokers Lakes Entrance
Business insurance brokers Churchill
Business insurance brokers Cobram
Business insurance brokers Gisborne
Business insurance brokers Leongatha
Business insurance brokers Kyneton
Business insurance brokers Yarrawonga
Business insurance brokers Wallan

Businesses in Victoria:

Victoria is the headquarters of SMART Business Insurance.

It is also home to approximately another 500,000 small businesses employing 19 or less staff.

Over 300,000 of the small businesses in Victoria a non-employing , and over another 130,000 employ between 1 and 4 staff.

Construction is the most popular industry for small business (16.3%), followed by professional, scientific and technical services (12%); rental, hiring and real estate services (10.6%); agriculture, forestry and fishing (9.5%); and financial and insurance services (7.8%).

Twenty eight percent of Victorian businesses are regionally based.

Victoria is responsible for 60% percent of Australia's automotive industry turnover, has the largest manufacturing industry in the country, and is home to around one third of the nation's information and communications technology (ICT) professionals

If you operate a business in Victoria please call our Victorian based business insurance brokers on 1300 542 573 for a quote and assistance in finding a suitable insurance policy at a competitive price.