Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

What is new business insurance?*

The types of insurance policy/s your new business needs, and the level of cover, will vary depending on your new business activities and the size of your new business.

As each industry is different it’s essential to get cover that is suitable to your business activities.

One if the most important things to consider for owners of new businesses according to the Australian government website for business,, is insurance.

"It's essential to arrange insurance when you're in business - this may include insuring your company, your income and your commercial risk. Taking out the right insurance will help protect your business and minimise its exposure to risk."

Wherever you operate in Australia if you want to protect yourself and your new business with suitable and affordable insurance cover we may be able to assist.

1300 542 573

TALK to a SMART Business Insurance adviser

What type of insurance cover is needed for new business?*

Public liability a key cover for all Australian new businesses
Professional Indemnity Insurance for professional consultants and new firms that provide advice for a fee
Commercial Property Insurance for new businesses that operate from commercial property
Workers Compensation Insurance for new businesses with employees


Other insurance covers new business owners may need*

Below are just some of the types of protection that new business owners in Australia can consider to provide cover for their business activities.

For further reading on insurance covers for new business click here:

New business insurance brokers

Perhaps best of all for new business owners looking to protect your start up ; SMART are here to represent your interests. SMART Business Insurance brokers act for our clients. SMART Business Insurance is not an agent of the insurance companies.

Why does that matter to you – the new business owner?

It's in your interest to look for a competitive new business insurance quote. It is also in your interests to aim to have a policy that will respond to your claim and pay out. It's the combination of cover and value that SMART insurance brokers may provide with your new business insurance quote.

Call us on 1300 542 573 or email – we are here to help you find suitable new business insurance that covers your business activities at an affordable cost.

Types of new businesses that we may be able to help you find suitable protection for

Just some of the industries that we may be able to help with suitable new business insurance cover are listed below.

For more information on many popular new business occupations industries please click on the relevant link below.

1300 542 573

SMART business insurance pro tip:

  • Your new business occupation or industry NOT listed above?
  • Don't worry
  • A specialist small business broker may still be able to assist you.

TALK your SMART business insurance broker on 1300 542 573 for more information about suitable covers for your business activities. Get a smart quote

New business insurance quotes online

When it comes to new business insurance quotes in Australia SMART Business Insurance provides new sole traders, contractors and business owners with online ease combined with friendly personal service.

Our smart combination of personal and online service allows you to obtain quotes and/or information regarding insurance for your new business activities by a business insurance broker via Live Chat, email and/or phone.

Our helpful insurance brokers are able to make the process easy for you to understand and generally will be able you provide you with quotes for suitable new business insurance policies quickly.

With popular industries and occupations for new businesses our brokers can often provide you with a competitive quote from leading insurers including Vero, Calibre, Zurich, AIG, CGU, Chubb and Liberty in just a few minutes.

With less common industries or more complex new business your SMART broker may be able to source you a suitable and affordable quote from a specialist underwriter.

At SMART we aim to treat each of our clients with a friendly and personal touch. Monthly payments may be available.

We talk to new sole traders, sub –contractors and small business owners, all over Australia and provide suitable and affordable new business insurance quotes for them every working day.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST

*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.