Medical & Dental Clinic Insurance

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Dental Surgery and Medical Clinic Insurance*

If you are looking for affordable and suitable insurance for your Dental Surgery and Medical Clinicyou may have come to the SMART place.

While you are in the business of caring for your patients our helpful business insurance brokers are here to help you to take care of your Surgery or Clinic business insurance and property cover.

Many Medical and Dental Clinic owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Small business owners can access many BIG name insurers AND
industry specific underwriters here:*

Small business owners QUESTIONS regarding
Medical & Dental Clinic Insurance ANSWERED:*

The team at SMART may be able to provide you with a quote to help you find a suitable insurance for your Dental Surgery or Medical Clinic. Cover options for Surgery’s and Clinics include:

  • Public liability Insurance– : eg, slips and falls inside your practice
  • Commercial property insurance– : eg; protection for your clinic building and property, stock
  • Business Equipment– eg. Cover for your high value medical and dental equipment
  • Stock– eg. Specific cover for your clinics stock
  • Employee Theft
  • Business Interruption– eg. Cover for profit associated with your trading location in the event you are forced to close your medical or dental clinic for an extended period.
  • Fire and Perils-eg: fire arising from flammable products in stock.
  • Equipment Breakdown – eg. Cover repairs to your medical and dental equipment
  • Cyber insurance – eg: Hacking of patient files or practice payment facilities.
  • Business insurance pack – combine covers such as glass, money, theft and more for your practice.

When you are looking for suitable insurance for your Surgery or Clinic you may want to consider if your practice is adequately insured so that your business is able to resume from where it left off before the accident.

That means being able to rebuild and replace the buildings, equipment and contents at today’s prices quickly.

Recent OH&S legislation requires that new fixtures and equipment need to be taken into account.

Smart Broker PRO Tip: It is important to note when providing information on insured values that premium savings for a partially insured workshop won’t make a great contribution to covering any shortfalls if you are underinsured.

Not sure how much cover you need for your Clinic or Surgery? In some instances many of the above covers can be combined in the one business insurance pack policy.

Call 1300 542 573 to talk to a friendly SMART business insurance broker who may be able to assist you in finding suitable cover at an affordable cost.

  • General Practitioners
  • Dentists
  • Medical Centre
  • Naturopaths
  • Physiotherapists
  • Day Surgeries
  • Allied Health Practitioners
  • Blood / Pathology Clinics
  • Cardio Clinics
  • Chiropractic Clinics
  • Psychiatrists
  • Podiatrists
  • Chiropractors
  • Dieticians
  • Radiologists
  • Night and Day Clinics
  • Optometrists
  • Pharmacies
  • Specialists

Our helpful business insurance brokers can help you find suitable cost effective insurance for your practice.

Depending on your area of specialisation, the premises age, size, level of fit out, the type and value of your medical and dental equipment, whether you have sprinklers, the level of security, and what is being storedcertain insurance companies may offer better terms.

Our specialist brokers may be able to obtain a quote on suitable clinic insurance policies for your from leading insurance companies such as Vero, QBE, Zurich and AIG or specialist medical underwriters.

If you want more information for your clinic insurance requirements, including what business interruption insurance can cover, TALK to a SMART Insurance broker on 1300 542 573 or contact us online for SMART insurance cover for your practice.

Want guidance on Medical & Dental Clinic Insurance coverage?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.