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Landscapers are at risk of causing unintentional damage to property and people. Anyone can accidently fall into the ditch you just dug, or you could break a window while working, etc.
To provide protection against insurable risks, it is recommended that sole traders and businesses working as landscapers get suitable landscaping business insurance.
Public liability risks for landscapers include slips and falls, third party property damage, and third party injury.
Sole traders & business owners operating landscaping businesses face many risks, including walls collapsing, machinery breakdown, and goods in transit.
At SMART, we provide multiple quotes quickly from leading insurance companies such Vero, Zurich and AIG for all the above mentioned risks for landscapers. To find out more, call 1300 542 573.
Public Liability: In case of damage to third party property due to landscaping and gardening activities, business interruption, and personal injury to third party members, may be covered under public liability insurance.
Professional indemnity: Professional indemnity cover may be required to compensate for the damage caused by ill-planned landscapes, and problems with contract administration and project management.
Tools Insurance: In order to provide effective cover for tools, machines and equipment used on work site, landscapers can get tools insured or machinery breakdown cover. This insurance assists in covering the costs of repair and replacement of machines and tools.
Workers compensation: If you are a contractor with landscapers and gardeners working for you, worker’s compensation insurance helps cover the cost of any injury caused to your employees.
Trailer Insurance, Van Insurance and Ute Insurance should all be strongly considered.
For more information or a quote call 1300 542 573
For information or a quote on insurance for landscapers, gardeners and lawn mowing contractors, TALK to a SMART Business Insurance broker on 1300 542 573 or contact us on.
There are approximately 13,100 Landscaping and gardening businesses employing 50,000 landscapers in Australia. In addition, there are a number of self-employed landscapers and gardeners.
Tree and plant planting, garden design, drainage systems installation, sprinkler systems installation, landscape design and planning, lawn construction, water displays, paving, retaining walls, decking, lighting, fencing soil clearance.
Don Burke, Jamie Durie, Abdalonymus
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^
^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
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Client Testimonial – Brenda Freeman Meet Brenda Freeman from Global Options Brenda Freeman is co-founder of telecommunication specialists Global Options. Brenda’s Toowoomba based business, are
Are You Gambling With Your Commercial Property Insurance? Commercial investments can be a risky business at the best of times, especially in a perpetually changing
· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!
Any information contained in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.You should contact an authorised insurance adviser, accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between SMART Business Insurance and the reader.
SMART Business Insurance is a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.
enquiry@smartinsure.com.au
1300 542 573
Smart Business Insurance Offices:
Level 11, 484 St Kilda Road, Melbourne VIC 3004
Level 3, 9-11 Claremont Street, South Yarra VIC 3141
Business Hours:
Monday – Friday 8.45 am – 5.30 pm AEST
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